Little Bighorn Battlefield National Monument · Photo: 1025wil · CC BY-SA 3.0FEMA expects more hazard damage per building in Crow Agency than in 85% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Crow Agency gets a C− for hazard risk: higher expected damage per building than 85% of U.S. towns. Most of that expected damage is river and rain flooding (83%), then wildfire (13%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Crow Agency faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Crow Agency’s grade
River and rain flooding is 83% of the building damage FEMA expects in Crow Agency, and Crow Agency’s rate of river and rain flooding damage is in the top 10% of U.S. census tracts. Wildfire adds 13%, at a rate in the top 3% of U.S. census tracts.
C− higher expected damage per building than 85% of U.S. towns (21,298).
All of Crow Agency’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $1.1M a year in losses across Crow Agency: $506K to buildings, the rest to people and crops.
Does Crow Agency flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Crow Agency. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Crow Agency isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Big Horn County.3 federal disasters brought FEMA money to Crow Agency
Disasters that paid out in Crow Agency itself (aid to households or repair grants to Crow Agency), newest first, with that year’s flood claims.
- 2011Severe Storms and Flooding126 households applied for aid$532K aid approved
- 311 households applied for aid$7.0M aid approved
- 229 households applied for aid$1.3M aid approved
Big Horn County has had 5 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Big Horn County, 2021–2021.
Old photos of Crow Agency after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Crow Agency archive →Get ready for what Crow Agency faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Crow Agency
Is Crow Agency at risk for natural disasters?
On FEMA’s National Risk Index, Crow Agency has higher expected damage per building than 85% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (83%) and wildfire (13%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Crow Agency in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Big Horn County, 0.1% of all homes carry federal flood insurance.
How much is flood insurance in Crow Agency?
FEMA’s Community Rating System list shows no discount for Crow Agency’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Crow Agency?
By FEMA money that reached Crow Agency, (): 311 households applied for aid, $7.0M approved.
Is Crow Agency at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (83%), and Crow Agency’s rate for it is in the top 10% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Crow Agency.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Crow Agency’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.