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Town of Chester, Montana (39044532942)
Montana›Liberty County

ChesterMT

A town of 844, settled in 1895.

Photo: USDA NRCS Montana · Public domain
Photo of Chester

Chester, MT · Photo: USDA NRCS Montana · Public domain · Source ↗

Is Chester a good place to live?

Chester has 2 places on the National Register of Historic Places, among them First Episcopal Methodist Church of Chester and First State Bank of Chester. Chester has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

844 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

First State Bank of Chester
First State Bank of Chester · National Register of Historic Places
Chester’s story

131 years in pictures

Census counts: 402 in 1920, a peak of 1,158 in 1960, 847 in 2020. The archive holds 4 old photos and papers going back to 2005 and 2 maps from 1963 on.

2 places on the National Register of Historic Places.

  • 1895Chester is settled
Explore the history →
Getting set up

Moving to Chester: who provides what

Who provides power, water and the rest in Chester, and how to reach them.

The full setup list →
PowerNorthWestern Energy14.4¢/kWh · EIA 2025HIFLD · EIA
WaterTown of Chester water systemNo health-based violations in 5 years · EPAEPA
Internet1 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Chester’s trash rules yet
SchoolsChester-Joplin-Inverness Elementary School DistrictChester-Joplin-Inverness High School District2 districts serve Chester; which school depends on your address and gradeNCES
Register to voteIn personMontana has no online registration; you can register in person up to and including Election Day or by mail (postmarked 30 days before).vote.gov
Who runs elections hereLiberty County Election AdministratorLiberty County; contacts on the Handbook page.FVAP, Jul 2019
ZIP code5952259522 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Chester.

Work & commute

A job hub: Chester has 1.5 jobs for every working resident and draws in 234 commuters

The median household income for Chester comes to $54,000, where Montana’s towns sit at $67,000 and U.S. towns at $80,000. 46% of the town’s working residents work right in town. Its average trip to work comes in at 11 minutes. The top destinations are Great Falls (6%), Billings (4%) and Missoula (3%).

46%work in town
ChesterMontana townsU.S. towns
Working residents who work in town46%39%8%
Average trip to work11 minutes17 minutes25 minutes
Median household income$54,000$67,000$80,000
Below the poverty line14%10%9.6%

Where working residents work

In Chester46%
Great Falls6%
Billings4%
Missoula3%
Helena3%
1 mi
median commute distance
335
jobs based in Chester
A job hub
jobs vs. working residents

Census LEHD 2023 · ACS

Schools

The schools Chester’s kids attend

Two of the 3 schools are below, and why each made the list. Public schools: the Chester-Joplin-Inverness El school district. The 3 public schools in Chester teach 208 students between them.

SchoolLevelStudentsLetter
Chester-Joplin-Inverness SchlLargest public elementary schoolGrades PK–6Grades PK–6124A
Chester-Joplin-Inverness HSLargest public high schoolGrades 9–12Grades 9–1254A−

NCES · EDFacts

Housing

A home in Chester is worth about $203K, on Zillow’s estimate

The midpoint rent in Chester is $720 a month. Among households locally, 56% are owner-occupiers, against 64% in Montana’s towns and 73% across U.S. towns. Home values are down 2.8% over the year to September 2026.

$203KZillow home value
ChesterMontana townsU.S. towns
Households that own their home56%64%73%
Median rent$720 a month$1,000 a month$1,185 a month

Typical home value

Chester$203K
Montana$467K
−2.8%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Who lives here

Compared with most of Montana and the rest of the country, more of Chester’s residents are 65 or older

Among residents in Chester, 18% are under 18. Only one of the 43 Montana towns we compare has a higher median age than Chester. The bachelor’s-degree share among adults 25 and older is 30%, against 35% across Montana.

57.5median age · MT 40.4
ChesterMontana townsU.S. towns
Aged 65 or older37%19%18%
Median age57.5 years38.9 years40.5 years
Under 1818%22%22%
ChesterMontanaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma8%
High school32%
Some college24%
Associate’s7%
Bachelor’s22%
Graduate8%

Women and men · all residents

60% women, 40% men

About 66 men for every 100 women (the survey’s margin: ±4.3 points). Across Montana, 49.3% of residents are women.

Ages and education in Chester
ChesterMTU.S.
Under 109.3%11%11.6%
10 to 178.3%10%10.3%
18 to 244.4%9%9.1%
25 to 344.7%12.9%13.7%
35 to 4413%12.9%13.2%
45 to 547.1%11.1%12.2%
55 to 6416.6%13%12.7%
65 to 749.3%12.4%10.2%
75 and older27.4%7.8%7%
No diploma7.5%5.4%10.4%
High school31.8%27.5%26%
Some college23.8%22.4%19.1%
Associate’s7%9.6%8.8%
Bachelor’s22.3%23.2%21.6%
Graduate7.5%12%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 800, single groups can be off by several points

Climate

Expect four seasons and pleasant summers in Chester

In July, afternoons reach 83°; in January, nights fall to 6°, and about 37 inches of snow falls in a winter.

37″snow a winter

Typical low → high °F

Winter8–32°
Spring28–55°
Summer49–80°
Fall29–56°
Sep 17
typical first frost
May 24
typical last frost
+1.8°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazards

Chester has a low natural-hazard risk, chiefly from cold waves

Since 1996, 3 flood insurance claims have been paid out in Chester. On expected storm and flood damage, Chester sits below 61% of U.S. communities. FEMA puts nearly half of the town’s expected hazard losses down to cold waves, and 44% to inland flooding. Federal disaster aid has reached households in Chester once, in 2018.

39risk score of 100
FEMA risk score
39Low riskLowerHigher
Cold wavesInland flooding
3
paid flood claims since 1996
1
federal disasters paid out here

FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Health

Chester stands out in Montana and nationally: a larger share of its adults have high blood pressure

For adults in Chester, the share who have diabetes is 14%. No town among the 42 in Montana we compare has a lower share of adults who binge drink than Chester. The town beats the Montana average on 2 of 32 CDC measures and trails it on 15. Only 3 of the 42 Montana towns we compare have a higher share of adults who get no exercise outside work than Chester.

ChesterMontana townsU.S. towns
Frequent physical distress (CDC PLACES)19%14%14%
High blood pressure (CDC PLACES)42%32%35%
Fair or poor health (CDC PLACES)26%19%19%
Binge drink (CDC PLACES)15%20%16%
32 measures vs. Montana
2 better15 too close to call15 worse
What stands outChesterMT
Fewer binge drinkers15.3%20.3%
More adults treating high blood pressure79.7%73.4%
More adults with COPD12%7%
Logan Health - Chester
0.2 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Outdoors

Conserved land covers 2.9% of Chester

In 2 parks and preserves, walkers have 0.3 miles of trail. Parks and preserves in Chester: 2, covering 3 acres. Also worth knowing: for Chester, the density of trails is 0.6 miles per square mile.

2.9%conserved
ChesterMontana townsU.S. towns
Conserved land2.9%9.2%4.3%
Miles of trail per square mile0.6 miles per square mile0.60.4
2.9%
conserved · 9 of 309 acres
0.3 mi
of trails · 0.6 per sq mi
Biggest places to walkTrailsAcres
1. Chester City Park0.1 mi2
2. Lion's Park—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Chester

18pages on Chester
After high school

Colleges nearby

None within 15 miles of Chester; the nearest are

A job hub

Every workday, about 234 people come to Chester for work

Where Chester’s working residents go each day. Line width shows the share.

6% → Great Falls Great Falls 6% 4% → Billings Billings 4% 3% → Missoula Missoula 3% 3% → Helena Helena 3% 3% → Butte-Silver Bow Butte-Silver Bow 3% 2% → Valier Valier 2% Chester · 46% stay
335jobs based in Chester
46%of working residents work in town
1 mimedian commute distance

Census LEHD 2023

About Chester

Town in Montana, United States

Official town website ↗

Chester is a town in and the county seat of Liberty County, Montana, United States. The population was 847 at the time of both the 2010 and 2020 U.S. census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
0.5 sq mi
Elevation
3,133 ft
ZIP code
59522
Area code
406

Questions about Chester

Short answers, built from the data on this page.

Is Chester, MT a good place to live?

Chester has fewer than 1,000 residents, too few for fair grades; the figures below are still real.