Storms, floods and disasters in Vaiden
Vaiden isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Vaiden yet. Flood insurance has paid 2 claims here since 1999.
What Vaiden faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Vaiden flood? Rarely: 2 flood claims since 1999
Every paid claim on a federal flood insurance policy in Vaiden, from FEMA’s records.
Vaiden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Carroll County.6 federal disasters brought FEMA money to Vaiden
Disasters that paid out in Vaiden itself (aid to households or repair grants to the Town of Vaiden), newest first, with that year’s flood claims.
- 2026Severe Winter Storm392 households applied for aid$1.2M aid approved$17K to the Town of Vaiden for repairs
- 2023Severe Storms, Straight-line Winds, and Tornadoes275 households applied for aid$192K aid approved$148K to the Town of Vaiden for repairs
- 2019Severe Storms, Straight-line Winds, Tornadoes, and Flooding$29K to the Town of Vaiden for repairs
- 2017Severe Storms, Tornadoes, Straight-line Winds, and Flooding$35K to the Town of Vaiden for repairs
- 2011Severe Storms, Tornadoes, Straight-line Winds, and Associated Flooding11 households applied for aid$2K aid approved$28K to the Town of Vaiden for repairs
- 2005Hurricane Katrina5 households applied for aid$4K aid approved$26K to the Town of Vaiden for repairs
Carroll County has had 19 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms.
Old photos of Vaiden after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Vaiden archive →Get ready for what Vaiden faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Vaiden
Does Vaiden flood?
Flood insurance has paid 2 claims in Vaiden since 1999, $38K in all.
Is Vaiden in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Carroll County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Vaiden?
FEMA’s Community Rating System list shows no discount for Vaiden’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Vaiden?
By FEMA money that reached Vaiden, Severe Winter Storm (2026): 392 households applied for aid, $1.2M approved, and $17K to the Town of Vaiden for repairs.
Storm stories
Memories, warnings and help from neighbors in Vaiden.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Vaiden’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.