Storms, floods and disasters in State Line
State Line isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to State Line yet. Flood insurance has paid 1 claim here since 1984.
What State Line faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does State Line flood? Rarely: 1 flood claim since 1984
Every paid claim on a federal flood insurance policy in State Line, from FEMA’s records.
State Line isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wayne County.9 federal disasters brought FEMA money to State Line
Disasters that paid out in State Line itself (aid to households or repair grants to the Town of State Line), newest first, with that year’s flood claims.
- 2020Hurricane Zeta99 households applied for aid$264K aid approved$434K to the Town of State Line for repairs
- 2016Severe Storms and Flooding6 households applied for aid$16K aid approved
- 2014Severe Storms, Tornadoes, and Flooding16 households applied for aid$7K aid approved
- 2013Severe Storms, Tornadoes, and Flooding33 households applied for aid$32K aid approved
- 2011Severe Storms, Tornadoes, Straight-line Winds, and Associated Flooding26 households applied for aid$33K aid approved
- 2005Hurricane Katrina846 households applied for aid$1.3M aid approved
Show all 9
- 2005Hurricane Katrina1 households applied for aid$2K aid approved
- 2004Hurricane Ivan279 households applied for aid$318K aid approved$3K to the Town of State Line for repairs
- 2003Severe Storms, Tornadoes, Floods46 households applied for aid$112K aid approved
Wayne County has had 25 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms.
Old photos of State Line after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the State Line archive →Get ready for what State Line faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in State Line
Does State Line flood?
Flood insurance has paid 1 claim in State Line since 1984, $7K in all.
Is State Line in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Wayne County, 4% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in State Line?
FEMA’s Community Rating System list shows no discount for State Line’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in State Line?
By FEMA money that reached State Line, Hurricane Katrina (2005): 846 households applied for aid, $1.3M approved.
Storm stories
Memories, warnings and help from neighbors in State Line.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where State Line’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.