Photo: Tim Fuller · CC BY 2.0Storms, floods and disasters in Roxie
Roxie isn’t graded for hazard risk: Roxie has 428 residents; we grade towns of 1,000 or more.
What Roxie faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Roxie flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Roxie. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Roxie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.6 federal disasters brought FEMA money to Roxie
Disasters that paid out in Roxie itself (aid to households or repair grants to the Town of Roxie), newest first, with that year’s flood claims.
- 2026Severe Storms, Straight-line Winds, Tornadoes, and Flooding264 households applied for aid$1.2M aid approved
- 2026Severe Winter Storm53 households applied for aid$140K aid approved
- 2012Hurricane Isaac85 households applied for aid$21K aid approved$3K to the Town of Roxie for repairs
- 2008Hurricane Gustav32 households applied for aid$21K aid approved
- 2005Hurricane Katrina546 households applied for aid$501K aid approved$15K to the Town of Roxie for repairs
- 2003Severe Storms, Tornadoes, Floods14 households applied for aid$14K aid approved
Franklin County has had 20 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms.
Old photos of Roxie after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Roxie archive →Get ready for what Roxie faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Roxie
Is Roxie in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Franklin County, 3% of homes in mapped flood zones carry federal flood insurance, and 0.1% of all homes do.
How much is flood insurance in Roxie?
FEMA’s Community Rating System list shows no discount for Roxie’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Roxie?
By FEMA money that reached Roxie, Severe Storms, Straight-line Winds, Tornadoes, and Flooding (2026): 264 households applied for aid, $1.2M approved.
Storm stories
Memories, warnings and help from neighbors in Roxie.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Roxie’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.