Photo: Brian Stansberry · CC BY 4.0Storms, floods and disasters in Potts Camp
Potts Camp isn’t graded for hazard risk: Potts Camp has 387 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 1991.
What Potts Camp faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Potts Camp flood? Rarely: 3 flood claims since 1991
Every paid claim on a federal flood insurance policy in Potts Camp, from FEMA’s records.
Potts Camp isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marshall County.2 federal disasters brought FEMA money to Potts Camp
Disasters that paid out in Potts Camp itself (aid to households or repair grants to the Town of Potts Camp), newest first, with that year’s flood claims.
- 2026Severe Winter Storm238 households applied for aid$680K aid approved$134K to the Town of Potts Camp for repairs
- 2010Severe Storms, Tornadoes, and Flooding1 households applied for aid$10K aid approved
Marshall County has had 14 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms.
Old photos of Potts Camp after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Potts Camp archive →Get ready for what Potts Camp faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Potts Camp
Does Potts Camp flood?
Flood insurance has paid 3 claims in Potts Camp since 1991, $28K in all. 1 properties have flooded more than once.
Is Potts Camp in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Marshall County, 6% of homes in mapped flood zones carry federal flood insurance, and 0.1% of all homes do.
How much is flood insurance in Potts Camp?
FEMA’s Community Rating System list shows no discount for Potts Camp’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Potts Camp?
By FEMA money that reached Potts Camp, Severe Winter Storm (2026): 238 households applied for aid, $680K approved, and $134K to the Town of Potts Camp for repairs.
Storm stories
Memories, warnings and help from neighbors in Potts Camp.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Potts Camp’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.