Photo: DanielPenfield · CC BY-SA 4.0Storms, floods and disasters in Enterprise
Enterprise isn’t graded for hazard risk: Enterprise has 438 residents; we grade towns of 1,000 or more. Flood insurance has paid 6 claims here since 1990.
What Enterprise faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Enterprise flood? Rarely: 6 flood claims since 1990
Every paid claim on a federal flood insurance policy in Enterprise, from FEMA’s records.
Enterprise isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clarke County.6 federal disasters brought FEMA money to Enterprise
Disasters that paid out in Enterprise itself (aid to households or repair grants to the Town of Enterprise), newest first, with that year’s flood claims.
- 2020Severe Storms, Tornadoes, Straight-line Winds, and Flooding24 households applied for aid$136K aid approved
- 2012Hurricane Isaac16 households applied for aid$2K aid approved
- 2011Severe Storms, Tornadoes, Straight-line Winds, and Associated Flooding33 households applied for aid$267K aid approved
- 2005Hurricane Katrina706 households applied for aid$645K aid approved
- 2004Hurricane Ivan56 households applied for aid$36K aid approved
- 2003Severe Storms, Tornadoes, Floods33 households applied for aid$161K aid approved5 flood claims paid that year
Clarke County has had 20 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms.
Old photos of Enterprise after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Enterprise archive →Get ready for what Enterprise faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Enterprise
Does Enterprise flood?
Flood insurance has paid 6 claims in Enterprise since 1990, $293K in all. 1 properties have flooded more than once.
Is Enterprise in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Clarke County, 14% of homes in mapped flood zones carry federal flood insurance, and 1.1% of all homes do.
How much is flood insurance in Enterprise?
FEMA’s Community Rating System list shows no discount for Enterprise’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Enterprise?
By FEMA money that reached Enterprise, Hurricane Katrina (2005): 706 households applied for aid, $645K approved.
Storm stories
Memories, warnings and help from neighbors in Enterprise.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Enterprise’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.