Storms, floods and disasters in Anguilla
Anguilla isn’t graded for hazard risk: Anguilla has 654 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 1980.
What Anguilla faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Anguilla flood? Rarely: 2 flood claims since 1980
Every paid claim on a federal flood insurance policy in Anguilla, from FEMA’s records.
Anguilla isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Sharkey County.5 federal disasters brought FEMA money to Anguilla
Disasters that paid out in Anguilla itself (aid to households or repair grants to the Town of Anguilla), newest first, with that year’s flood claims.
- 2026Severe Winter Storm256 households applied for aid$932K aid approved$11K to the Town of Anguilla for repairs
- 2023Severe Storms, Straight-line Winds, and Tornadoes157 households applied for aid$293K aid approved
- 2019Severe Storms, Straight-line Winds, Tornadoes, and Flooding13 households applied for aid$21K aid approved
- 2001Severe Storms, Tornadoes and Flooding$1K to the Town of Anguilla for repairs
- 1998Severe Winter Storms, Ice and Freezing Rain$4K to the Town of Anguilla for repairs
Sharkey County has had 21 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms.
Old photos of Anguilla after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Anguilla archive →Get ready for what Anguilla faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Anguilla
Does Anguilla flood?
Flood insurance has paid 2 claims in Anguilla since 1980, $7K in all.
Is Anguilla in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Sharkey County, 11% of homes in mapped flood zones carry federal flood insurance, and 6.0% of all homes do.
How much is flood insurance in Anguilla?
FEMA’s Community Rating System list shows no discount for Anguilla’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Anguilla?
By FEMA money that reached Anguilla, Severe Winter Storm (2026): 256 households applied for aid, $932K approved, and $11K to the Town of Anguilla for repairs.
Storm stories
Memories, warnings and help from neighbors in Anguilla.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Anguilla’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.