Photo: Brian Stansberry · CC BY 4.0Storms, floods and disasters in Wyatt
Wyatt isn’t graded for hazard risk: Wyatt has 243 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 1997.
What Wyatt faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Earthquakes
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Wyatt flood? Rarely: 3 flood claims since 1997
Every paid claim on a federal flood insurance policy in Wyatt, from FEMA’s records.
- The Mid-spring storms1 claim · $26K
- The Early winter storms1 claim · $10K
Wyatt isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mississippi County.3 federal disasters brought FEMA money to Wyatt
Disasters that paid out in Wyatt itself (aid to households or repair grants to the City of Wyatt), newest first, with that year’s flood claims.
- 2025Severe Storms, Straight-line Winds, Tornadoes, and Flooding1 households applied for aid$20K aid approved
- 2011Severe Storms, Tornadoes, and Flooding34 households applied for aid$31K aid approved1 flood claim paid that year
- 2009Severe Winter Storm$133K to the City of Wyatt for repairs
Mississippi County has had 20 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Wyatt after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Wyatt archive →Get ready for what Wyatt faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Wyatt
Does Wyatt flood?
Flood insurance has paid 3 claims in Wyatt since 1997, $46K in all. The most claims came from Mid-spring storms (1).
Is Wyatt in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Mississippi County, 3.5% of all homes carry federal flood insurance.
How much is flood insurance in Wyatt?
FEMA’s Community Rating System list shows no discount for Wyatt’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Wyatt?
By FEMA money that reached Wyatt, Severe Winter Storm (2009): $133K to the City of Wyatt for repairs. By flood claims, Mid-spring storms: 1 paid, $26K.
Storm stories
Memories, warnings and help from neighbors in Wyatt.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Wyatt’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.