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–Not graded
Natural hazards in Qulin · FEMA

Storms, floods and disasters in Qulin

Qulin isn’t graded for hazard risk: Qulin has 570 residents; we grade towns of 1,000 or more. Flood insurance has paid 8 claims here since 2001.

Flood claims
8
paid since 2001 · $80K
Flooded more than once
2
properties
Disasters paid out here
8
of 18 declared for Butler County
By hazard

What Qulin faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

51%of expected building damage
Well above average · higher than 85% of U.S. census tracts
Recorded about 4 times a year in the area

Earthquakes

34%of expected building damage
Well above average · in the top 10% of U.S. census tracts

Tornadoes

8%of expected building damage
Well above average · in the top 3% of U.S. census tracts
Recorded about once every 7 years in the area
Smaller shares here
 Ice storms top 3% Strong wind Winter storms top 2% Hail Hurricanes Lightning Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Qulin flood? Rarely: 8 flood claims since 2001

Every paid claim on a federal flood insurance policy in Qulin, from FEMA’s records.

Paid flood claims, by year
2001: 2 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 4 claims2007: 0 claims2008: 2 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims200120062008
20012026
Biggest named events
  • The March storm1 claim · $23K
8
paid claims since 2001
$80K
paid to owners
2
homes flooded more than once
$10K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Qulin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Butler County.
Disasters

8 federal disasters brought FEMA money to Qulin

Disasters that paid out in Qulin itself (aid to households or repair grants to the City of Qulin), newest first, with that year’s flood claims.

  1. 2025Severe Storms, Straight-line Winds, Tornadoes, and Flooding4 households applied for aid$50K aid approved
  2. 2025Severe Storms, Straight-line Winds, Tornadoes, and Wildfires7 households applied for aid$16K aid approved
  3. 2024Severe Storms, Straight-line Winds, Tornadoes, and Flooding4 households applied for aid$17K aid approved
  4. 2017Severe Storms, Tornadoes, Straight-line Winds and Flooding7 households applied for aid$18K aid approved
  5. 2011Severe Storms, Tornadoes, and Flooding49 households applied for aid$329K aid approved$17K to the City of Qulin for repairs
  6. 2009Severe Winter Storm$26K to the City of Qulin for repairs
Show all 8
  1. 2008Severe Storms and Flooding24 households applied for aid$18K aid approved2 flood claims paid that year
  2. 2006Severe Storms, Tornadoes, and Flooding3 households applied for aid$6K aid approved4 flood claims paid that year
Disasters declared, by decade
Paid out in QulinButler County only

Butler County has had 18 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Qulin after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Qulin archive →
Be ready

Get ready for what Qulin faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Qulin

Does Qulin flood?

Flood insurance has paid 8 claims in Qulin since 2001, $80K in all. 2 properties have flooded more than once. The most claims came from March storm (1).

Is Qulin in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Butler County, 7% of homes in mapped flood zones carry federal flood insurance, and 1.4% of all homes do.

How much is flood insurance in Qulin?

FEMA’s Community Rating System list shows no discount for Qulin’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Qulin?

By FEMA money that reached Qulin, Severe Storms, Tornadoes, and Flooding (2011): 49 households applied for aid, $329K approved, and $17K to the City of Qulin for repairs. By flood claims, March storm: 1 paid, $23K.

Storm stories

Memories, warnings and help from neighbors in Qulin.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Qulin’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.