Storms, floods and disasters in Pattonsburg
Pattonsburg isn’t graded for hazard risk: Pattonsburg has 225 residents; we grade towns of 1,000 or more. Flood insurance has paid 33 claims here since 1993.
What Pattonsburg faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Pattonsburg flood? Sometimes: 33 flood claims since 1993
Every paid claim on a federal flood insurance policy in Pattonsburg, from FEMA’s records.
- The Midwest Flooding29 claims · $567K
3 federal disasters brought FEMA money to Pattonsburg
Disasters that paid out in Pattonsburg itself (aid to households or repair grants to the City of Pattonsburg), newest first, with that year’s flood claims.
- 2010Severe Storms, Flooding, and Tornadoes$6K to the City of Pattonsburg for repairs
- 2007Severe Storms and Flooding7 households applied for aid$31K aid approved1 flood claim paid that year
- 2004Severe Storms, Tornadoes, and Flooding25 households applied for aid$26K aid approved
Daviess County has had 20 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Pattonsburg after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Pattonsburg archive →Get ready for what Pattonsburg faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Pattonsburg
Does Pattonsburg flood?
Flood insurance has paid 33 claims in Pattonsburg since 1993, $619K in all. 1 properties have flooded more than once. The most claims came from Midwest Flooding (29).
Is Pattonsburg in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map.
How much is flood insurance in Pattonsburg?
FEMA’s Community Rating System list shows no discount for Pattonsburg’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Pattonsburg?
By FEMA money that reached Pattonsburg, Severe Storms and Flooding (2007): 7 households applied for aid, $31K approved. By flood claims, Midwest Flooding: 29 paid, $567K.
Storm stories
Memories, warnings and help from neighbors in Pattonsburg.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Pattonsburg’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.