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–Not graded
Natural hazards in Ozark Township · FEMA

Storms, floods and disasters in Ozark Township

Ozark Township isn’t graded for hazard risk: Ozark Township has 896 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
12
of 18 declared for Barton County
By hazard

What Ozark Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

70%of expected building damage
Well above average · higher than 84% of U.S. census tracts
Recorded about 3 times a year in the area

Tornadoes

10%of expected building damage
Well above average · in the top 5% of U.S. census tracts
Recorded about once every 4 years in the area

Strong wind

7%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Recorded about 5 times a year in the area

Ice storms

6%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Hail Earthquakes Winter storms top 3% Hurricanes Lightning Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts drought at 24% of Ozark Township’s expected losses. Drought does little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ozark Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Ozark Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Ozark Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Barton County.
Disasters

12 federal disasters brought FEMA money to Ozark Township

Disasters that paid out in Ozark Township itself (aid to households or repair grants to Ozark Township), newest first, with that year’s flood claims.

  1. 2025Severe Storms, Straight-line Winds, Tornadoes, and Flooding$366K to Ozark Township for repairs
  2. 2024Severe Storms, Tornadoes, Straight-line Winds, and Flooding$22K to Ozark Township for repairs
  3. 2024Severe Storms, Straight-line Winds, Tornadoes, and Flooding$159K to Ozark Township for repairs
  4. 2017Severe Storms, Tornadoes, Straight-line Winds and Flooding$100K to Ozark Township for repairs
  5. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding$11K to Ozark Township for repairs
  6. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding$94K to Ozark Township for repairs
Show all 12
  1. 2013Severe Storms, Straight-line Winds and Flooding$5K to Ozark Township for repairs
  2. 2013Severe Storms, Straight-line Winds, Tornadoes, and Flooding$5K to Ozark Township for repairs
  3. 2011Severe Storms, Tornadoes, and Flooding$20K to Ozark Township for repairs
  4. 2008Severe Storms and Flooding$25K to Ozark Township for repairs
  5. 2008Severe Winter Storms and Flooding$2K to Ozark Township for repairs
  6. 2002Severe Storms, Tornadoes and Flooding$18K to Ozark Township for repairs
Disasters declared, by decade
Paid out in Ozark TownshipBarton County only

Barton County has had 18 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Ozark Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Ozark Township archive →
Next door

Ozark Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Washington TownshipC+more damage than 62%river and rain flooding14
South West Township—763 residents; we grade 1,000+
Central Township—340 residents; we grade 1,000+
Leroy Township—296 residents; we grade 1,000+
Lincoln Township—606 residents; we grade 1,000+
Mindenmines—312 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Ozark Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Ice storms
  • Ice brings down trees and lines: plan for days without power.
  • Run a generator outside, far from doors and windows.
  • Keep sand or salt by the door.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Ozark Township

Is Ozark Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Barton County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in Ozark Township?

FEMA’s Community Rating System list shows no discount for Ozark Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Ozark Township?

By FEMA money that reached Ozark Township, Severe Storms, Straight-line Winds, Tornadoes, and Flooding (2025): $366K to Ozark Township for repairs.

Storm stories

Memories, warnings and help from neighbors in Ozark Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Ozark Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.