Each edition grades its towns against each other only.
A town of 5,079, settled in 1886.
Osage Beach grades C− overall, 171st among Missouri's 247 graded towns, with clear strengths and some subjects that lag. On the other side, CDC estimates put its residents' health behind 76% of the country. It also does better than most on schools: its schools rank ahead of 73% of Missouri towns. Its lowest everyday mark is in safety: its police reported 5 violent crimes reported to the FBI in 2025, a higher rate per resident than 74% of U.S. towns. A typical home there costs about $325K, 4.9 years of the county’s $66K median household income. 33% of residents are 65 or older in Osage Beach, against 17% in Missouri’s towns and 18% across U.S. towns. Only 32 of Missouri’s 419 towns score lower on history.
Where Osage Beach beats most towns.
| School | Grades | Students |
|---|---|---|
| Osage Upper Elem. | 3–5 | 401 |
| Osage Beach Elementary | K–4 | 219 |
| Osage Middle | 6–8 | 479 |
Where Osage Beach’s working residents go each day. Line width shows the share.
Census LEHD 2023
Each subject compared with towns across the country (schools within Missouri), ordered by how far Osage Beach is from typical.
How TownRatings grades towns →
Census counts: 741 in 1960, 4,637 in 2020. The archive holds 6 old photos and papers going back to 1968 and 3 maps from 1934 on.
Who provides power, water and the rest in Osage Beach, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
Ordered by what stands out in Osage Beach.
Osage Beach is a second-home town, draws workers from Camdenton and beyond and fares better on crime within Missouri than nationally.
8.4 miles of trail wind through 2 parks and preserves. The biggest park or preserve is Lake of the Ozarks State Park, at 172 acres. Osage Beach’s concentration of trails stands at 0.8 miles per square mile.
| Osage Beach | Missouri towns | U.S. towns | |
|---|---|---|---|
| Miles of trail per square mile | 0.8 miles per square mile | 0.3 | 0.4 |
| Conserved land | 3.5% | 2.1% | 4.3% |
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Osage Beach City Park | 0.7 mi | 43 |
| 2. Lake of the Ozarks State Park | — | 172 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
School Of The Osage runs its public schools. The largest public high school is Osage High, with 678 students. Two of its 4 schools are below, each with the reason it’s listed.
| School | Level | Students | Letter |
|---|---|---|---|
| Osage MiddleLargest public middle schoolGrades 6–8 | Grades 6–8 | 479 | B− |
| Osage HighLargest public high schoolGrades 9–12 | Grades 9–12 | 678 | B+ |
NCES · EDFacts · graded within MO on state tests and graduation
6,213 jobs are based in Osage Beach, 3.6 for every working resident, so most of the people who work here commute in.
Half commute less than 10 miles. The typical journey to work in Osage Beach is 18 minutes. Roughly one working resident in three has a job in Osage Beach itself. Jobs in Osage Beach grew by 1,270 from 2013 to 2023, reaching 6,213.
| Osage Beach | Missouri towns | U.S. towns | |
|---|---|---|---|
| Working residents who work in town | 30% | 13% | 8% |
| Average trip to work | 18 minutes | 22 minutes | 25 minutes |
| Median household income | $56,000 | $62,000 | $80,000 |
| Below the poverty line | 13% | 14% | 9.6% |
Census LEHD 2023 · ACS
57.2% of homes are seasonal or vacation homes, against 2.9% statewide, which helps explain the older median age.
For Osage Beach, the median age is 59.4 years. Population is up 8.7% here since 2020, to 5,079 by the Census Bureau’s 2025 estimate. Among adults 25 and older, 26% have a four-year degree or more, against 32% across Missouri.
| Osage Beach | Missouri towns | U.S. towns | |
|---|---|---|---|
| Median age | 59.4 years | 38.5 years | 40.5 years |
| Under 18 | 13% | 23% | 22% |
| Bachelor’s degree or more, 25+ | 26% | 22% | 29% |
49% women, 51% men
That’s an even split within the survey’s margin of ±3.8 points. Across Missouri, 50.7% of residents are women.
| Osage Beach | MO | U.S. | |
|---|---|---|---|
| Under 10 | 5.1% | 11.9% | 11.6% |
| 10 to 17 | 8% | 10.4% | 10.3% |
| 18 to 24 | 2.6% | 9.1% | 9.1% |
| 25 to 34 | 9.2% | 13.2% | 13.7% |
| 35 to 44 | 9% | 12.8% | 13.2% |
| 45 to 54 | 11.7% | 11.6% | 12.2% |
| 55 to 64 | 22% | 13% | 12.7% |
| 65 to 74 | 18% | 10.6% | 10.2% |
| 75 and older | 14.6% | 7.3% | 7% |
| No diploma | 12.3% | 8.1% | 10.4% |
| High school | 30.7% | 30.2% | 26% |
| Some college | 23.3% | 20.8% | 19.1% |
| Associate’s | 8.1% | 8.4% | 8.8% |
| Bachelor’s | 16.4% | 19.8% | 21.6% |
| Graduate | 9.2% | 12.6% | 14.1% |
Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates
Against the 7,720 U.S. towns with household incomes like Osage Beach’s, it is less healthy than 56%, so that grade isn’t only a matter of income.
In Osage Beach, nearly a quarter of adults say their health is fair or poor. CDC measures, 32 in all: Osage Beach beats Missouri on 1 and trails on 11. Two figures for adults in the town: 14% binge drink, 41% have high blood pressure.
| Osage Beach | Missouri towns | U.S. towns | |
|---|---|---|---|
| Diabetes (CDC PLACES) | 15% | 12% | 12% |
| Binge drink (CDC PLACES) | 14% | 16% | 16% |
| High blood pressure (CDC PLACES) | 41% | 37% | 35% |
| Feel lonely (CDC PLACES) | 29% | 32% | 33% |
| What stands out | Osage Beach | MO |
|---|---|---|
| More adults treating high blood pressure | 81.4% | 77.2% |
| More older adults who have lost all their teeth | 24.6% | 15.8% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
At 30.9 crimes per 1,000 residents a year, it reports more crime than 61% of Missouri’s graded towns.
The level of violent crime for Osage Beach comes to 1 per 1,000 residents. For Osage Beach, the property crime rate is 20.8 per 1,000 residents.
| Osage Beach | Missouri towns | U.S. towns | |
|---|---|---|---|
| Property crimes per 1,000 (2025) | 20.8 per 1,000 residents | 12.4 | 9.9 |
| Violent crimes per 1,000 (2025) | 1 per 1,000 residents | 2.3 | 1.6 |
FBI crime data, 2025 · crimes reported to police
Values fell 7.6% in the past year while the Missouri typical home rose 3.4%. The typical value, about $325K, is 11% below its June 2022 peak.
In the year to September 2026, typical home values slipped 7.6%. Osage Beach’s going rate for rent is $772 a month. For households in the town, the share who own their home is 64%.
| Osage Beach | Missouri towns | U.S. towns | |
|---|---|---|---|
| Median rent | $772 a month | $972 a month | $1,185 a month |
| Households that own their home | 64% | 64% | 73% |
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
NOAA U.S. Climate Normals, 1991–2020
On expected storm and flood damage, Osage Beach sits above 63% of U.S. communities. FEMA puts 67% of the town’s expected hazard losses down to inland flooding, and 9% to tornadoes. Federal aid has come to Osage Beach households in 6 declared disasters; the latest was in 2015.
FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA
None within 15 miles of Osage Beach; the nearest are
About 3 of every 100 Osage Beach residents are enrolled in college, against 6 across Missouri.
City in Camden and Miller counties in Missouri, United States
Osage Beach is a city located in both Camden and Miller counties in Missouri, United States. Situated along the Lake of the Ozarks, the city is a major tourism destination and serves as a regional commercial hub. The city is a center for lodging, shopping, dining, and business activity. Based on 2024 census, the city home to approximately 5,100 residents while welcoming over three million visitors each year. Osage Beach maintains a park system that includes City Park, Peanick Park, and the Osage Beach Sports Complex, offering recreation areas, ball fields, and walking trails. The city was formally incorporated in 1965.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
One town shares a border with Osage Beach.
| Town | MO rank | Overall | Cost | Safety | Schools | Health |
|---|---|---|---|---|---|---|
| Osage Beach | #171 | C− | C+ | C | B+ | C− |
| Lake Ozark | — | — | C− | B | A− | C− |
Lake Ozark has fewer than 2,500 residents, so it gets subject grades but no overall grade. Compare Osage Beach with a neighbor →
Short answers, built from the data on this page.
Osage Beach grades C− overall, better than 25% of U.S. towns and #171 of 247 in Missouri. It grades C− for health, C for safety and B+ for schools. Health is its weak spot, with a C−.
Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C+.