Storms, floods and disasters in Northmoor
Northmoor isn’t graded for hazard risk: Northmoor has 371 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 1993.
What Northmoor faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Northmoor flood? Rarely: 1 flood claim since 1993
Every paid claim on a federal flood insurance policy in Northmoor, from FEMA’s records.
- The Midwest Flooding1 claim · $80K
Northmoor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Platte County.2 federal disasters brought FEMA money to Northmoor
Disasters that paid out in Northmoor itself (aid to households or repair grants to the City of Northmoor), newest first, with that year’s flood claims.
- 2003Severe Storms, Tornadoes, and Flooding7 households applied for aid$5K aid approved$86K to the City of Northmoor for repairs
- 2002Severe Winter Ice Storm$13K to the City of Northmoor for repairs
Platte County has had 21 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Northmoor after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Northmoor archive →Northmoor and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Kansas City | B+less damage than 66% | river and rain flooding | 1,187 |
| Riverside | B−more damage than 53% | river and rain flooding | 68 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Northmoor faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Northmoor
Does Northmoor flood?
Flood insurance has paid 1 claim in Northmoor since 1993, $80K in all. The most claims came from Midwest Flooding (1).
Is Northmoor in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Platte County, 27% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Northmoor?
FEMA’s Community Rating System list shows no discount for Northmoor’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Northmoor?
By FEMA money that reached Northmoor, Severe Storms, Tornadoes, and Flooding (2003): 7 households applied for aid, $5K approved, and $86K to the City of Northmoor for repairs. By flood claims, Midwest Flooding: 1 paid, $80K.
Storm stories
Memories, warnings and help from neighbors in Northmoor.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Northmoor’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.