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–Not graded
Natural hazards in Newburg · FEMA

Storms, floods and disasters in Newburg

Newburg isn’t graded for hazard risk: Newburg has 331 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 2009.

Flood claims
3
paid since 2009 · $93K
Flooded more than once
1
properties
Disasters paid out here
9
of 21 declared for Phelps County
By hazard

What Newburg faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

88%of expected building damage
Well above average · in the top 8% of U.S. census tracts
Recorded about 3 times a year in the area
Smaller shares here
 Earthquakes Ice storms top 3% Tornadoes Winter storms top 2% Hail Strong wind Wildfire Landslides top 3% Lightning Hurricanes Cold waves Heat waves
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 13% of Newburg’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Newburg flood? Rarely: 3 flood claims since 2009

Every paid claim on a federal flood insurance policy in Newburg, from FEMA’s records.

Paid flood claims, by year
2009: 1 claim2010: 0 claims2011: 0 claims2012: 0 claims2013: 2 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims20092013
20092026
3
paid claims since 2009
$93K
paid to owners
1
homes flooded more than once
$31K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Newburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Phelps County.
What’s been done with FEMA grants
3flood-prone properties bought out and cleared
Disasters

9 federal disasters brought FEMA money to Newburg

Disasters that paid out in Newburg itself (aid to households or repair grants to the City of Newburg), newest first, with that year’s flood claims.

  1. 2017Severe Storms, Tornadoes, Straight-line Winds and Flooding17 households applied for aid$71K aid approved$22K to the City of Newburg for repairs
  2. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding18 households applied for aid$53K aid approved
  3. 2013Severe Storms, Straight-line Winds and Flooding$22K to the City of Newburg for repairs2 flood claims paid that year
  4. 2011Severe Storms, Tornadoes, and Flooding6 households applied for aid$58K aid approved
  5. 2009Severe Storms, Tornadoes, and Flooding$8K to the City of Newburg for repairs1 flood claim paid that year
  6. 2008Severe Storms and Flooding25 households applied for aid$167K aid approved$50K to the City of Newburg for repairs
Show all 9
  1. 2007Severe Winter Storms and Flooding$4K to the City of Newburg for repairs
  2. 2003Severe Storms, Tornadoes, and Flooding1 households applied for aid$2K aid approved
  3. 2002Severe Storms, Tornadoes and Flooding$14K to the City of Newburg for repairs
Disasters declared, by decade
Paid out in NewburgPhelps County only

Phelps County has had 21 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Newburg after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Newburg archive →
Be ready

Get ready for what Newburg faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Newburg

Does Newburg flood?

Flood insurance has paid 3 claims in Newburg since 2009, $93K in all. 1 properties have flooded more than once.

Is Newburg in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Phelps County, 14% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.

How much is flood insurance in Newburg?

FEMA’s Community Rating System list shows no discount for Newburg’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Newburg?

By FEMA money that reached Newburg, Severe Storms and Flooding (2008): 25 households applied for aid, $167K approved, and $50K to the City of Newburg for repairs.

Storm stories

Memories, warnings and help from neighbors in Newburg.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Newburg’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.