Photo: Brian Stansberry · CC BY 4.0Storms, floods and disasters in Miner
Miner isn’t graded for hazard risk: Miner has 950 residents; we grade towns of 1,000 or more. Flood insurance has paid 8 claims here since 1983.
What Miner faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Earthquakes
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Miner flood? Rarely: 8 flood claims since 1983
Every paid claim on a federal flood insurance policy in Miner, from FEMA’s records.
- The Mid-spring storms2 claims · $4K
- The Central U.S. April Flooding1 claim · $33K
Miner isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Scott County.5 federal disasters brought FEMA money to Miner
Disasters that paid out in Miner itself (aid to households or repair grants to the City of Miner), newest first, with that year’s flood claims.
- 2024Severe Storms, Straight-line Winds, Tornadoes, and Flooding1 households applied for aid$1K aid approved
- 2011Severe Storms, Tornadoes, and Flooding3 households applied for aid$4K aid approved$7K to the City of Miner for repairs2 flood claims paid that year
- 2009Severe Winter Storm$25K to the City of Miner for repairs1 flood claim paid that year
- 2008Severe Storms, Flooding, and a Tornado$5K to the City of Miner for repairs
- 2008Severe Storms and Flooding1 households applied for aid$1K aid approved
Scott County has had 25 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Miner after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Miner archive →Miner and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Sikeston | Dmore damage than 91% | earthquakes | 57 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Miner faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Miner
Does Miner flood?
Flood insurance has paid 8 claims in Miner since 1983, $77K in all. 1 properties have flooded more than once. The most claims came from Mid-spring storms (2).
Is Miner in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Scott County, 26% of homes in mapped flood zones carry federal flood insurance, and 4.1% of all homes do.
How much is flood insurance in Miner?
FEMA’s Community Rating System list shows no discount for Miner’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Miner?
By FEMA money that reached Miner, Severe Winter Storm (2009): $25K to the City of Miner for repairs. By flood claims, Mid-spring storms: 2 paid, $4K.
Storm stories
Memories, warnings and help from neighbors in Miner.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Miner’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.