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Missouri›Cass County

Loch LloydMO

A town of 1,090, settled in 2003.

Is Loch Lloyd a good place to live?

The best of Loch Lloyd’s subject grades is an A+ for incomes; the weakest is a D− for cost of living. 73% of adults 25 and older hold a bachelor’s degree or more in Loch Lloyd, above both Missouri’s towns (22%) and U.S. towns (29%). On cost of living, just 1 of Missouri’s 419 towns do worse. Loch Lloyd’s trail density is 4.3 miles per square mile, where Missouri’s towns sit at 0.3 and U.S. towns at 0.4. On history, just 6 of Missouri’s 419 towns do worse. Loch Lloyd has fewer than 2,500 residents, so it gets subject grades but no overall grade.

Small town

1,090 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
BeltonOxford TownshipBeltonOxford TownshipLoch Lloyd

How Loch Lloyd grades

Each subject compared with towns across the country (schools within Missouri), ordered by how far Loch Lloyd is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

Arrowhead Stadium and 36 more within 40 miles

Museums, parks, gardens and other places to visit around Loch Lloyd. Close and well known come first.

All 41 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Arrowhead Stadium: Ichabod, CC BY-SA 3.0 · Kauffman Stadium: Mysteryman28, Public domain · SubTropolis: ErgoSum88, Public domain · T-Mobile Center: Michael Barera, CC BY-SA 4.0 · CPKC Stadium: elisfkc2, CC BY-SA 2.0 · Worlds of Fun: Tkexb173 at en.wikipedia, CC BY-SA 3.0

Getting set up

Moving to Loch Lloyd: who provides what

Who provides power, water and the rest in Loch Lloyd, and how to reach them.

The full setup list →
PowerEvergy12.1¢/kWh · EIA 2025HIFLD · EIA
WaterNw Cass County Water Resource DistrictNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Loch Lloyd’s trash rules yet
SchoolsBelton 124 School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Missouri you can register online until 27 days before Election Day, in person until 27 days before Election Day, or by mail (postmarked 27 days before).vote.gov
Who runs elections hereCassCass County; contacts on the Handbook page.FVAP, Sep 2017
ZIP code6401264012 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Loch Lloyd.

HousingCost of living grade D−

A larger share of households own their home in Loch Lloyd than in most of Missouri or the rest of the country

100% of Loch Lloyd households own their home. Typical home values rose 8.5% in the year to September 2026.

$1.4MZillow home value

Typical home value

Loch Lloyd$1.4M
Missouri$265K
+8.5%
value change, 1 year
2
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Work & commuteJobs & income grade A+

The median household income in Loch Lloyd is higher than in the typical Missouri or U.S. town

Loch Lloyd’s median household income is $184,000. No town among the 248 in Missouri we compare has a lower share of working residents who work in town than Loch Lloyd. 2.5% of residents live below the poverty line in Loch Lloyd.

0%work in town
Loch LloydMissouri townsU.S. towns
Median household income$184,000$62,000$80,000
Average trip to work34 minutes22 minutes25 minutes
Below the poverty line2.5%14%9.6%
Working residents who work in town0.2%13%8%

Where working residents work

In Loch Lloyd0%
Kansas City26%
Overland Park10%
Belton8%
Lee's Summit6%
14 mi
median commute distance
101
jobs based in Loch Lloyd
A commuter town
jobs vs. working residents
B−
Walkability grade: more walkable than 55% of U.S. towns

Census LEHD 2023 · ACS

Climate

Four seasons and hot summers in Loch Lloyd

Loch Lloyd has chilly winters and warm summers. July afternoons reach 88°, January nights drop to 20° and about 14 inches of snow falls in a winter.

14″snow a winter

Typical low → high °F

Winter23–42°
Spring44–65°
Summer66–86°
Fall46–67°
Oct 29
typical first frost
Apr 10
typical last frost
+1.0°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade B

Low risk in Loch Lloyd, with inland flooding at the top

Expected storm and flood damage is lower than in 64% of U.S. communities.

36risk score of 100
FEMA risk score
36Low riskLowerHigher
Inland floodingTornadoesCold waves

FEMA National Risk Index · OpenFEMA

HealthB

On CDC estimates, Loch Lloyd is healthier than 55% of U.S. towns

Loch Lloyd beats the Missouri average on 16 of 32 CDC measures and trails it on 7. No town among the 248 in Missouri we compare has a lower share of adults who feel lonely than Loch Lloyd.

55%healthier than U.S. townsBHealth Grade
Loch LloydMissouri townsU.S. towns
Feel lonely (CDC PLACES)24%32%33%
Binge drink (CDC PLACES)12%16%16%
Frequent mental distress (CDC PLACES)13%19%17%
Yearly checkup (CDC PLACES)85%78%79%
32 measures vs. Missouri
16 better9 too close to call7 worse
What stands outLoch LloydMO
Fewer older adults who have lost all their teeth6.9%15.8%
Fewer adults facing a utility shut-off4.8%9%
More adults who have had cancer14%8.6%
Adventhealth South Overland Park
4.3 mi away · emergency room
None
primary care, dental or mental-health shortage

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

OutdoorsC−

Loch Lloyd has set aside 0% of its land for conservation

8.2 miles of trail in 0 parks and preserves.

0%conserved
0%
conserved · 0 of 1,207 acres
8.2 mi
of trails · 4.3 per sq mi

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Loch Lloyd

18pages on Loch Lloyd
After high school

Colleges nearby

14 within 15 miles of the center of Loch Lloyd

A commuter town

100% of working residents leave Loch Lloyd for work

Where Loch Lloyd’s working residents go each day. Line width shows the share.

26% → Kansas City Kansas City 26% 10% → Overland Park Overland Park 10% 8% → Belton Belton 8% 6% → Lee's Summit Lee's Summit 6% 4% → Lenexa Lenexa 4% 4% → Olathe Olathe 4% Loch Lloyd · 0% stay
101jobs based in Loch Lloyd
0%of working residents work in town
14 mimedian commute distance

Census LEHD 2023

About Loch Lloyd

Village in Missouri, United States

The Village of Loch Lloyd is a private gated resort-like community in northwestern Cass County, Missouri, United States, which lies adjacent the Kansas border on the south side of the Kansas City metropolitan area. As of the 2020 census, Loch Lloyd had a population of 863. It incorporated on September 3, 2003. The village of Loch Lloyd is built around a 110-acre lake on Mill Creek (a tributary of the Blue River) and the original golf course designed by Donald Sechrest and the newly designed Tom Watson Signature Design golf course which opened in 2012. Loch Lloyd derives its name from the original real estate developer Harry J. Lloyd, who died in 1997. In 2002, the development at Loch Lloyd …

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
2003
Area
1.9 sq mi
Elevation
994 ft

Questions about Loch Lloyd

Short answers, built from the data on this page.

Is Loch Lloyd, MO expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D−.