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MissouriCapitol
Missouri›Cole County
Photo: RebelAt of English Wikipedia · CC BY-SA 3.0
Photo of Jefferson City

Jefferson City, MO · Photo: RebelAt of English Wikipedia · CC BY-SA 3.0 · Source ↗

Is Jefferson City a good place to live?

Jefferson City gives you more for your money than most places: homes are within reach, about $278K for a typical one, or 3.7 years of the Jefferson City metro’s $74K median household income. It grades B− overall, ranked 110th of 247 in Missouri. The low prices come with trade-offs. Its crime rate is higher than 77% of U.S. towns, with 146 violent crimes reported to the FBI in 2025. 58% of working residents work locally in Jefferson City, above both Missouri’s towns (13%) and U.S. towns (8%). Its National Register listings include Jefferson Female Seminary and John M. and Lillian Sommerer House. Jefferson City's civic life (library use, community groups, volunteering) is stronger than in 85% of U.S. towns.

What makes Jefferson City stand out

Where Jefferson City beats most towns.

Lohman's Landing Building
Lohman's Landing Building · National Register of Historic Places
Jefferson City’s story

205 years in pictures

Its 48 National Register listings are more than in 97% of Missouri towns with a listing.

Census counts: 3,082 in 1860, 43,228 in 2020. The archive holds 12 old photos and papers going back to 1842 and 5 maps from 1939 on.

  • 1821Jefferson City is settled
Explore the history →

How Jefferson City grades

Each subject compared with towns across the country (schools within Missouri), ordered by how far Jefferson City is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Jefferson City: who provides what

Who provides power, water and the rest in Jefferson City, and how to reach them.

The full setup list →
PowerUnion Electric13.3¢/kWh · EIA 2025HIFLD · EIA
WaterMo American Jefferson City DistrictNo health-based violations in 5 years · EPAEPA
Internet11 providers98% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressTown’s hauler · day by addressTown site
SchoolsJefferson City Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Missouri you can register online until 27 days before Election Day, in person until 27 days before Election Day, or by mail (postmarked 27 days before).vote.gov
Who runs elections hereColeCole County; contacts on the Handbook page.FVAP, Aug 2019
ZIP codes65109, 6510165109 54% · 65101 46%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Jefferson City.

Jefferson City draws workers from Columbia and beyond, is healthier than towns with similar incomes and fares better on crime within Missouri than nationally.

OutdoorsB

Jefferson City has set aside 2.5% of its land for conservation

28 miles of trail in 25 parks and preserves. The trail density in Jefferson City is 0.7 miles per square mile. North Jefferson City Recreation Area, at 187 acres with 1.3 miles of trail, is the biggest park or preserve.

#40for trails in MO
Jefferson CityMissouri townsU.S. towns
Miles of trail per square mile0.7 miles per square mile0.30.4
Conserved land2.5%2.1%4.3%
2.5%
conserved · 605 of 23,965 acres
28 mi
of trails · 0.7 per sq mi
Biggest places to walkTrailsAcres
1. Conservation Commission Headquarters1.6 mi44
2. Runge Conservation Nature Center1.5 mi83
3. North Jefferson City Recreation Area1.3 mi187

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SchoolsB−

On state tests, Jefferson City’s schools beat 52% of Missouri districts

Its public schools are run by the Jefferson City school district. Three of its 26 schools are below, each with why it’s listed.

52%of MO districts it outscoresB−School Grade
SchoolLevelStudentsLetter
Lewis and Clark MiddleLargest public middle schoolGrades 6–8Grades 6–8966C
Jefferson City HighLargest public high schoolGrades 9–12Grades 9–121,353A−
Capital City High SchoolTop results in townGrades 9–12Grades 9–121,314A

NCES · EDFacts · graded within MO on state tests and graduation

Work & commuteJobs & income grade B−

More than half of Jefferson City’s working residents work in town

50,863 jobs are based in Jefferson City, 2.7 for every working resident, so most of the people who work here commute in. The average commute takes 15.5 minutes, against 23.5 across Missouri.

Jefferson City’s average trip to work is 16 minutes. Since 2013, Jefferson City has added 6,471 jobs, to 50,863 in 2023. The top destinations are Columbia (9%), Fulton (2%) and Kansas City (1%).

58%work in town
Jefferson CityMissouri townsU.S. towns
Average trip to work16 minutes22 minutes25 minutes
Below the poverty line12%14%9.6%
Median household income$66,000$62,000$80,000
Work from home10%9%11%

Where working residents work

In Jefferson City58%
Columbia9%
Fulton2%
Kansas City1%
Springfield1%
5 mi
median commute distance
50,863
jobs based in Jefferson City
A job hub
jobs vs. working residents
B+
Walkability grade: more walkable than 65% of U.S. towns

Census LEHD 2023 · ACS

SafetyC−

Jefferson City earns a C− for safety

At 32.8 crimes per 1,000 residents a year, it reports more crime than 65% of Missouri’s graded towns.

Jefferson City reports more crime per resident than most U.S. towns we grade: about 77% report less.

23%of U.S. towns report more crimeC−Safety Grade
Jefferson CityMissouri townsU.S. towns
Violent crimes per 1,000 (2025)3.4 per 1,000 residents2.21.6
Property crimes per 1,000 (2025)17.9 per 1,000 residents12.49.9

Violent crime per 1,000 residents

Jefferson City3.4
Missouri4.3
U.S.3.3

Property crime per 1,000 residents

Jefferson City17.9
Missouri16.9
U.S.15.5
23rd
percentile among U.S. towns we grade
35th
percentile among MO towns
146
violent crimes reported in 2025
764
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Climate

In Jefferson City, expect four seasons and hot summers

Jefferson City has chilly winters and warm summers. July afternoons reach 89°, January nights drop to 22° and about 9 inches of snow falls in a winter.

9″snow a winter

Typical low → high °F

Winter25–44°
Spring45–67°
Summer66–87°
Fall47–68°
Oct 31
typical first frost
Apr 8
typical last frost
+0.7°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Who lives here

An age mix much like Missouri’s

No broad age group is more than 4 points off the Missouri average. 39% of Jefferson City adults 25 and older hold a bachelor’s degree or more.

38.9median age · MO 39
Jefferson CityMissouri townsU.S. towns
Bachelor’s degree or more, 25+39%22%29%
Under 1820%23%22%
Jefferson CityMissouriUnited States

Ages · share of residents

Education · adults 25 and older

No diploma7%
High school29%
Some college17%
Associate’s8%
Bachelor’s24%
Graduate15%

Women and men · all residents

48.9% women, 51.1% men

About 105 men for every 100 women. Across Missouri, 50.7% of residents are women. Median age: women 40.4, men 37.8.

Ages and education in Jefferson City
Jefferson CityMOU.S.
Under 1010.5%11.9%11.6%
10 to 179.4%10.4%10.3%
18 to 2410.6%9.1%9.1%
25 to 3414.1%13.2%13.7%
35 to 4414.9%12.8%13.2%
45 to 5411.4%11.6%12.2%
55 to 6411.6%13%12.7%
65 to 749.7%10.6%10.2%
75 and older7.8%7.3%7%
No diploma7.2%8.1%10.4%
High school29.1%30.2%26%
Some college16.9%20.8%19.1%
Associate’s8.1%8.4%8.8%
Bachelor’s23.5%19.8%21.6%
Graduate15.2%12.6%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates

Natural hazardsHazard risk grade C+

Inland flooding leads a moderate hazard risk in Jefferson City

288 flood insurance claims have been filed here, and 30 properties have flooded more than once.

Expected storm and flood damage is higher than in 57% of U.S. communities. Since 1979, 288 flood insurance claims have been paid out in Jefferson City.

57risk score of 100
FEMA risk score
57Moderate riskLowerHigher
Inland floodingTornadoesHeat waves
288
paid flood claims since 1979
9
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

HealthB−

Residents of Jefferson City are healthier than 54% of U.S. towns

Against the 10,132 U.S. towns with household incomes like Jefferson City’s, it is healthier than 73%, so its B− isn’t only a matter of income.

Jefferson City beats the Missouri average on 2 of 32 CDC measures and trails it on 0. 18% of adults binge drink in Jefferson City.

54%healthier than U.S. townsB−Health Grade
Jefferson CityMissouri townsU.S. towns
Binge drink (CDC PLACES)18%16%16%
Frequent mental distress (CDC PLACES)17%19%17%
Get no exercise (CDC PLACES)28%30%25%
Smoke cigarettes (CDC PLACES)14%17%14%
32 measures vs. Missouri
2 better30 too close to call0 worse
What stands outJefferson CityMO
Fewer older adults who have lost all their teeth11%15.8%
Fewer adults with COPD7%8%
SSM Health St. Mary's Hospital - Jefferson City
5.6 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
70th
percentile among MO towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

HousingCost of living grade A−

Jefferson City earns an A− for cost of living

Home values rose 42% in five years, to about $278K, against 26% across Missouri.

Typical home values rose 7.3% in the year to September 2026.

$278KZillow home value
Jefferson CityMissouri townsU.S. towns
Households that own their home59%64%73%
Median rent$802 a month$972 a month$1,185 a month
Renters paying 30%+ of income on rent40%43%48%

Typical home value

Jefferson City$278K
Missouri$265K
Market temperature
Seller’s marketA strong seller's marketBuyer’sSeller’s
11
days on market
96%
sale-to-list price
+7.3%
value change, 1 year
66
homes sold in May

Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Jefferson City

19pages on Jefferson City
After high school

Colleges nearby

1 within 15 miles of the center of Jefferson City

College town

Lincoln University calls Jefferson City home

College Scorecard · IPEDS

Landmarks

48 places in Jefferson City on the National Register of Historic Places.

All landmarks →

About Jefferson City

Capital city of Missouri, U.S.

Official town website ↗

Jefferson City, officially City of Jefferson and informally Jeff City, is the capital of the U.S. state of Missouri. It had a population of 43,228 at the 2020 United States census, ranking as the 16th most populous city in the state, but the 9th least populous U.S. state capital. It is also the county seat of Cole County and the principal city of the Jefferson City Metropolitan Statistical Area, the second-most-populous metropolitan area in Mid-Missouri and the fifth-most populous in the state. It forms part of the nine-county Columbia–Jefferson City–Moberly combined statistical area, which has 415,747 residents. Most of the city is located within Cole County, with a small northern section …

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1821
Area
38 sq mi
Elevation
630 ft
ZIP code
65101, 65102, 65103
Area code
573

Jefferson City’s neighbors

One town shares a border with Jefferson City.

Explore the map →
TaosTaosJefferson City
How the neighbors grade
TownMO rankOverallCostSafetySchoolsHealth
Jefferson City#110B−A−C−B−B−
Taos——A—BB−

Taos has fewer than 2,500 residents, so it gets subject grades but no overall grade. Taos reports no FBI crime data of its own. Compare Jefferson City with a neighbor →

Questions about Jefferson City

Short answers, built from the data on this page.

Is Jefferson City, MO a good place to live?

Jefferson City grades B− overall, better than 51% of U.S. towns and #110 of 247 in Missouri. It grades B− for health, C− for safety and B− for schools. Safety is its weak spot, with a C−.

Is Jefferson City, MO expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A−.