Storms, floods and disasters in Iberia
Iberia isn’t graded for hazard risk: Iberia has 661 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2015.
What Iberia faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Earthquakes
Ice storms
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Iberia flood? Rarely: 1 flood claim since 2015
Every paid claim on a federal flood insurance policy in Iberia, from FEMA’s records.
- The Early winter storms1 claim · $5K
Iberia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Miller County.6 federal disasters brought FEMA money to Iberia
Disasters that paid out in Iberia itself (aid to households or repair grants to the City of Iberia), newest first, with that year’s flood claims.
- 2013Severe Storms, Straight-line Winds and Flooding$8K to the City of Iberia for repairs
- 2011Severe Winter Storm and Snowstorm$3K to the City of Iberia for repairs
- 2007Severe Winter Storms and Flooding$37K to the City of Iberia for repairs
- 2006Severe Winter Storms$2K to the City of Iberia for repairs
- 2003Severe Storms, Tornadoes, and Flooding2 households applied for aid$2K aid approved
- 2002Severe Storms, Tornadoes and Flooding$4K to the City of Iberia for repairs
Miller County has had 25 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Iberia after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Iberia archive →Get ready for what Iberia faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Iberia
Does Iberia flood?
Flood insurance has paid 1 claim in Iberia since 2015, $5K in all. The most claims came from Early winter storms (1).
Is Iberia in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Miller County, 4% of homes in mapped flood zones carry federal flood insurance, and 0.1% of all homes do.
How much is flood insurance in Iberia?
FEMA’s Community Rating System list shows no discount for Iberia’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Iberia?
By FEMA money that reached Iberia, Severe Winter Storms and Flooding (2007): $37K to the City of Iberia for repairs. By flood claims, Early winter storms: 1 paid, $5K.
Storm stories
Memories, warnings and help from neighbors in Iberia.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Iberia’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.