More hazard damage per building is expected in Burdine Township than in 82% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Burdine Township gets a C− for hazard risk: higher expected damage per building than 82% of U.S. towns, #208 of 247 in Missouri. Most of that expected damage is river and rain flooding (72%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Burdine Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Tornadoes
Ice storms
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Burdine Township’s grade
River and rain flooding is 72% of the building damage FEMA expects in Burdine Township, and Burdine Township’s rate of river and rain flooding damage is higher than 84% of U.S. census tracts. Ice storms add 6%, at a rate in the top 2% of U.S. census tracts.
C− #208 of 247 in Missouri; higher expected damage per building than 82% of U.S. towns (21,298).
Burdine Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Missouri town has higher expected damage than 59% of U.S. towns; within the state, Burdine Township has more expected damage per building than 84% of Missouri towns.
In dollars, FEMA expects about $2.5M a year in losses across Burdine Township: $998K to buildings, the rest to people and crops.
Does Burdine Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Burdine Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Burdine Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Texas County.7 federal disasters brought FEMA money to Burdine Township
Disasters that paid out in Burdine Township itself (aid to households or repair grants to Burdine Township), newest first, with that year’s flood claims.
- 2024Severe Storms, Tornadoes, Straight-line Winds, and Flooding$691K to Burdine Township for repairs
- 2024Severe Storms, Straight-line Winds, Tornadoes, and Flooding$191K to Burdine Township for repairs
- 2017Severe Storms, Tornadoes, Straight-line Winds and Flooding$182K to Burdine Township for repairs
- 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding$27K to Burdine Township for repairs
- 2013Severe Storms, Straight-line Winds and Flooding$53K to Burdine Township for repairs
- 2011Severe Storms, Tornadoes, and Flooding$9K to Burdine Township for repairs
Show all 7
- 2002Severe Storms, Tornadoes and Flooding$40K to Burdine Township for repairs
Texas County has had 23 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Burdine Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Burdine Township archive →Burdine Township and its neighbors
Burdine Township is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Cass Township | C−more damage than 76% | river and rain flooding | — |
| Burdine Township | C−more damage than 82% | river and rain flooding | 0 |
| Clinton Township | C−more damage than 84% | river and rain flooding | — |
| Sargent Township | — | 406 residents; we grade 1,000+ | |
| Morris Township | — | 647 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Burdine Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Burdine Township
Is Burdine Township at risk for natural disasters?
On FEMA’s National Risk Index, Burdine Township has higher expected damage per building than 82% of U.S. towns: C− for hazard risk, #208 of 247 in Missouri. Most of the expected damage is river and rain flooding (72%) and earthquakes (9%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Burdine Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Texas County, 0.3% of all homes carry federal flood insurance.
How much is flood insurance in Burdine Township?
FEMA’s Community Rating System list shows no discount for Burdine Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Burdine Township?
By FEMA money that reached Burdine Township, Severe Storms, Tornadoes, Straight-line Winds, and Flooding (2024): $691K to Burdine Township for repairs.
Is Burdine Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (72%), and Burdine Township’s rate for it is higher than 84% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Burdine Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Burdine Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.