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–Not graded
Natural hazards in Bee Branch Township · FEMA

Storms, floods and disasters in Bee Branch Township

Bee Branch Township isn’t graded for hazard risk: Bee Branch Township has 296 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
5
of 24 declared for Chariton County
By hazard

What Bee Branch Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

82%of expected building damage
Well above average · higher than 82% of U.S. census tracts
Recorded about 4 times a year in the area

Tornadoes

10%of expected building damage
Well above average · higher than 88% of U.S. census tracts
Recorded about once every 6 years in the area
Smaller shares here
 Hail Earthquakes Wildfire Winter storms top 4% Strong wind Ice storms Lightning Hurricanes Cold waves Heat waves top 3% Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts drought at 8% of Bee Branch Township’s expected losses. Drought does little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bee Branch Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Bee Branch Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Bee Branch Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chariton County.
Disasters

5 federal disasters brought FEMA money to Bee Branch Township

Disasters that paid out in Bee Branch Township itself (aid to households or repair grants to Bee Branch Township), newest first, with that year’s flood claims.

  1. 2021Severe Storms, Straight-line Winds, Tornadoes, and Flooding$50K to Bee Branch Township for repairs
  2. 2019Severe Storms, Tornadoes, and Flooding$52K to Bee Branch Township for repairs
  3. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding$105K to Bee Branch Township for repairs
  4. 2012Severe Winter Storm, Flooding, Landslides, and Mudslides$8K to Bee Branch Township for repairs
  5. 2010Severe Storms, Flooding, and Tornadoes$38K to Bee Branch Township for repairs
Disasters declared, by decade
Paid out in Bee Branch TownshipChariton County only

Chariton County has had 24 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Bee Branch Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Bee Branch Township archive →
Next door

Bee Branch Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Cockrell Township: not gradedClark Township: not gradedWayland Township: not gradedCockrell TownshipClark TownshipWayland TownshipBee Branch Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Cockrell Township—242 residents; we grade 1,000+
Clark Township—520 residents; we grade 1,000+
Wayland Township—120 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Bee Branch Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Bee Branch Township

Is Bee Branch Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Chariton County, 5% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.

How much is flood insurance in Bee Branch Township?

FEMA’s Community Rating System list shows no discount for Bee Branch Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Bee Branch Township?

By FEMA money that reached Bee Branch Township, Severe Storms, Tornadoes, Straight-line Winds, and Flooding (2015): $105K to Bee Branch Township for repairs.

Storm stories

Memories, warnings and help from neighbors in Bee Branch Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Bee Branch Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.