FEMA puts Battlefield’s expected hazard damage per building below that of 67% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Battlefield gets a B+ for hazard risk: lower expected damage per building than 67% of U.S. towns, #32 of 247 in Missouri. Most of that expected damage is river and rain flooding (69%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Battlefield faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Ice storms
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Battlefield’s grade
River and rain flooding is 69% of the building damage FEMA expects in Battlefield, and Battlefield’s rate of river and rain flooding damage is lower than 59% of U.S. census tracts. Ice storms add 10%, at a rate in the top 2% of U.S. census tracts.
B+ #32 of 247 in Missouri; lower expected damage per building than 67% of U.S. towns (21,298).
Battlefield’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Missouri town has higher expected damage than 59% of U.S. towns; within the state, Battlefield has less expected damage per building than 87% of Missouri towns.
In dollars, FEMA expects about $1.5M a year in losses across Battlefield: $883K to buildings, the rest to people and crops.
Does Battlefield flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Battlefield. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Battlefield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Greene County.6 federal disasters brought FEMA money to Battlefield
Disasters that paid out in Battlefield itself (aid to households or repair grants to the City of Battlefield), newest first, with that year’s flood claims.
- 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding4 households applied for aid$973 aid approved
- 2008Severe Storms and Flooding1 households applied for aid$199 aid approved
- 2008Severe Storms and Flooding2 households applied for aid$914 aid approved
- 2007Severe Winter Storms and Flooding$32K to the City of Battlefield for repairs
- 2006Severe Winter Storms$1K to the City of Battlefield for repairs
- 2003Severe Storms, Tornadoes, and Flooding24 households applied for aid$2K aid approved$129K to the City of Battlefield for repairs
Greene County has had 23 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Battlefield after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Battlefield archive →Get ready for what Battlefield faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Battlefield
Is Battlefield at risk for natural disasters?
On FEMA’s National Risk Index, Battlefield has lower expected damage per building than 67% of U.S. towns: B+ for hazard risk, #32 of 247 in Missouri. Most of the expected damage is river and rain flooding (69%) and ice storms (10%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Battlefield in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Greene County, 12% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Battlefield?
FEMA’s Community Rating System list shows no discount for Battlefield’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Battlefield?
By FEMA money that reached Battlefield, Severe Storms, Tornadoes, and Flooding (2003): 24 households applied for aid, $2K approved, and $129K to the City of Battlefield for repairs.
Is Battlefield at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (69%), and Battlefield’s rate for it is lower than 59% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Battlefield.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Battlefield’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.