First National Bank · National Register of Historic Places
Tracy’s story
149 years in pictures
The archive holds 6 old photos and papers going back to 1968.
2 places on the National Register of Historic Places.
- 1877Tracy is settled
TracyMN
A town of 2,039, settled in 1877. A typical home costs 2 years of the Marshall area’s $75K median household income.
1 bordering townMap →
First National Bank · Photo: McGhiever · CC BY-SA 3.0
Population
2,039
2025 Census estimate · −1.6% since 2020
Typical home
$149K
+9.9% in a year
Household income
$68K
median
Median age
41.2
years
Jobs based here
593
A commuter town
Is Tracy a good place to live?
The best of Tracy’s subject grades are an A for cost of living and an A− for civic life. Tracy has 2 places on the National Register of Historic Places, among them First National Bank and Tracy Municipal Building and Armory. Tracy has fewer than 2,500 residents, so it gets subject grades but no overall grade.
What makes Tracy stand out
Where Tracy beats most towns.
Typical home value
Tracy$149K
Minnesota$349K
Cost of livingA
2 years of income buys a home
More affordable than 94% of U.S. towns
Zillow Home Value Index; area median household income, Census ACS.
Natural hazardsA
Very low risk of storm and flood damage
FEMA National Risk Index.
Community nonprofits per 1,000 residents
Tracy12.2
Typical U.S. town3.7
Typical MN town4.2
Civic lifeA−
2.9 times the nonprofits per person
than the typical Minnesota town
Charities, civic groups and human services; churches not counted.
How Tracy grades
Each subject compared with towns across the country (schools within Minnesota), ordered by how far Tracy is from typical.
Cost of livingAOpen →Hazard riskFEMA risk higher than 11% of U.S. communities; cold waves tops the listAOpen →SchoolsB+Open →WalkabilityEPA walkability 8.2 of 20; 3.3% of households have no car; 2.5% of workers walk, bike or ride transitB+Open →HealthSanford Tracy Medical Center 0.9 miles awayC+Open →Jobs & incomeB−Open →
Character Graded, but not part of the overall grade.
Outdoors0 miles of trailsC+Open →History2 places on the National Register; 4 notable people born hereB+Open →Civic life4.5 library visits per resident; 12.2 community nonprofits per 1,000 residentsA−Open →
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.
Climate–Open →Housing market13 days on market–Open →Who lives hereMedian age 41.2; 15% of adults have a four-year degree–Open →
How TownRatings grades towns →
Getting set up
The full setup list →Moving to Tracy: who provides what
Who provides power, water and the rest in Tracy, and how to reach them.
PowerXcel Energy17.1¢/kWh · EIA 2025HIFLD · EIA
WaterTracy water systemNo health-based violations in 5 years · EPAEPA
Internet8 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Tracy’s trash rules yet
Register to voteOnlineIn Minnesota you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (received 21 days before).vote.govWho runs elections hereLyon County Government CenterLyon County; contacts on the Handbook page.FVAP, Aug 2015
ZIP code5617556175 100%Census 2020
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
The data
Ordered by what stands out in Tracy.
HousingCost of living grade A
Tracy’s typical home value is about $149K
Homes sold in Tracy spent a median 13 days on the market. The town’s midpoint rent is $697 a month, below both Minnesota’s towns ($1,196 a month) and U.S. towns ($1,185 a month). In the year to September 2026, typical home values climbed 9.9%.
$149KZillow home value
| Tracy | Minnesota towns | U.S. towns | |
|---|---|---|---|
| Median rent | $697 a month | $1,196 a month | $1,185 a month |
| Households that own their home | 80% | 75% | 73% |
Typical home value
Tracy$149K
Minnesota$349K
Market temperature
13
days on market
102.8%
sale-to-list price
+9.9%
value change, 1 year
5
homes sold in May
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
SchoolsB+
Tracy’s schools rank ahead of 73% of Minnesota districts
The public schools here belong to the Tracy Area Public School District. The largest public high school is Tracy Secondary, with 311 students. Of its 5 schools, two are listed below, each with the reason.
73%of MN districts it outscoresB+School Grade
| School | Level | Students | Letter |
|---|---|---|---|
| Tracy ElementaryLargest public elementary schoolGrades PK–6 | Grades PK–6 | 359 | A− |
| Tracy SecondaryLargest public high schoolGrades 7–12 | Grades 7–12 | 311 | B |
NCES · EDFacts · graded within MN on state tests and graduation
Natural hazardsHazard risk grade A
Very low risk in Tracy, with cold waves at the top
Expected storm and flood damage is lower than in 89% of U.S. communities. FEMA puts 37% of Tracy’s expected hazard losses down to cold waves, and 34% to inland flooding.
11risk score of 100
FEMA risk score
Cold wavesInland floodingTornadoes
FEMA National Risk Index · OpenFEMA
Work & commuteJobs & income grade B−
Tracy has 0.7 jobs per working resident, so most workers leave town for work
The top destinations are Marshall (28%), Canby (2%) and Redwood Falls (2%). One in 4 of Tracy’s working residents works locally. Its median household income is $68,000, against $90,000 in Minnesota’s towns and $80,000 across U.S. towns. Between 2013 and 2023, jobs in Tracy dropped by 101, to 593.
26%work in town
| Tracy | Minnesota towns | U.S. towns | |
|---|---|---|---|
| Working residents who work in town | 26% | 9.8% | 8% |
| Median household income | $68,000 | $90,000 | $80,000 |
| Average trip to work | 22 minutes | 23 minutes | 25 minutes |
| Below the poverty line | 9.9% | 7% | 9.6% |
Where working residents work
In Tracy26%
Marshall28%
Canby2%
Redwood Falls2%
Mankato2%
17 mi
median commute distance
593
jobs based in Tracy
A commuter town
jobs vs. working residents
B+
Walkability grade: more walkable than 68% of U.S. towns
Census LEHD 2023 · ACS
Climate
The climate in Tracy brings snowy winters and pleasant summers
The range runs from 7° on a January night to 83° on a July afternoon, with about 49 inches of snow a winter.
49″snow a winter
Typical low → high °F
Winter10–26°
Spring34–55°
Summer59–80°
Fall37–58°
Oct 5
typical first frost
May 2
typical last frost
+1.2°
vs. the 20th-century average
NOAA U.S. Climate Normals, 1991–2020
Safety
Crime reported in Tracy
Violent crime is rare: 1 reported in 2022. Tracy’s level of property crime stands at 2.9 per 1,000 residents. Most reported incidents are property crimes, mainly thefts.
| Tracy | Minnesota towns | U.S. towns | |
|---|---|---|---|
| Property crimes per 1,000 (2022) | 2.9 per 1,000 residents | 13.6 | 14.1 |
| Violent crimes per 1,000 (2022) | 0.5 per 1,000 residents | 1.3 | 1.9 |
Violent crime per 1,000 residents
Tracy0.5
Minnesota2.8
U.S.4
Property crime per 1,000 residents
Tracy2.9
Minnesota19.9
U.S.20
1
violent crimes reported in 2022
6
property crimes reported in 2022
FBI crime data, 2022 · crimes reported to police
HealthC+
On CDC estimates, Tracy is less healthy than 58% of U.S. towns
For adults in Tracy, the share who have high blood pressure is 35%. This Minnesota town does better than the Minnesota average on 1 of 32 CDC measures and worse on 14. Among adults locally, 17% smoke cigarettes and 13% have diabetes.
42%healthier than U.S. townsC+Health Grade
| Tracy | Minnesota towns | U.S. towns | |
|---|---|---|---|
| Get no exercise (CDC PLACES) | 29% | 23% | 25% |
| Smoke cigarettes (CDC PLACES) | 17% | 14% | 14% |
| Diabetes (CDC PLACES) | 13% | 10% | 12% |
| Sleep under 7 hours (CDC PLACES) | 32% | 30% | 36% |
32 measures vs. Minnesota
1 better17 too close to call14 worse
| What stands out | Tracy | MN |
|---|---|---|
| More adults treating high blood pressure | 79.9% | 76.1% |
| More older adults who have lost all their teeth | 12.6% | 8.9% |
Sanford Tracy Medical Center
0.9 mi away · emergency room
2 of 3
care shortages: dental, mental health
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
OutdoorsC+
0% of Tracy is conserved land
The biggest park or preserve is Swift Lake Park, at 28 acres. In Tracy, the density of trails is 0.1 miles per square mile. Trails run 0.2 miles in 7 parks and preserves.
0%conserved
0%
conserved · 0 of 1,557 acres
0.2 mi
of trails · 0.1 per sq mi
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Swift Lake Park | — | 28 |
| 2. Sebastian Park | 0.2 mi | 12 |
| 3. Lions Wayside Park | — | 9 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Keep exploring
Everything we know about Tracy
20pages on Tracy
The big questions
SchoolsB+Beat 73% of MN districts · 5 schoolsSafety0.5 violent crimes per 1,000 residents (2022)HealthC+Better than MN on 1 of 32 CDC measuresCost of livingA$149K typical home · up 9.9% in a yearWork & commuteB−$68K median household income · 593 jobs hereNatural hazardsAFEMA risk higher than 11% of U.S. communities · cold waves
Out and about
The story
Day to day
After high school
Colleges nearby
None within 15 miles of Tracy; the nearest are
Southwest Minnesota State UniversityUniversity or college · Public · Marshall16.3 mi$10,361 in-state tuitionMinnesota West Community and Technical CollegeCommunity college · Public · Granite Falls39.3 mi$6,491 in-state tuition
About 6 of every 100 Tracy residents are enrolled in college, about the same as Minnesota.
Famous people from Tracy
4 notable people were born in Tracy.
Tracy’s neighbors
One town shares a border with Tracy.
Monroe TownshipTracy
How the neighbors grade
| Town | MN rank | Overall | Cost | Safety | Schools | Health |
|---|---|---|---|---|---|---|
| Tracy | — | — | A | — | B+ | C+ |
| Monroe Township | — | — | — | — | — | — |
Tracy has fewer than 2,500 residents, so it gets subject grades but no overall grade. Tracy reports no FBI crime data of its own. Monroe Township isn’t graded (fewer than 1,000 residents, or not enough data). Compare Tracy with a neighbor →
Questions about Tracy
Short answers, built from the data on this page.
Is Tracy, MN expensive?
Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A.
What is Tracy, MN known for?
4 notable people were born here, including Jim Vickerman and Curt Brasket.