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WatonwonCountyCourthouse
WatonwonCountyCourthouse
Minnesota›Watonwan County

St. JamesMN

A town of 4,863, settled in 1870.

Trash & recycling
2 bordering townsMap →
Photo: Jatakuck · CC BY-SA 3.0
Photo of St. James

St. James, MN · Photo: Jatakuck · CC BY-SA 3.0 · Source ↗

Is St. James a good place to live?

St. It grades B overall, 196th among Minnesota's 271 graded towns. The low prices come with trade-offs. The median household income is $60K, and 18% of residents live below the poverty line. On the plus side, it is more walkable than 84% of U.S. towns. 40% of working residents work locally in St. James, above both the Minnesota town median (9.7%) and the median of U.S. towns (8%). Only 35 of Minnesota’s 572 towns score lower on health. St. James has 2 places on the National Register of Historic Places, among them Watonwan County Courthouse and Grand Opera House.

What makes St. James stand out

Where St. James beats most towns.

How St. James grades

Each subject compared with towns across the country (schools within Minnesota), ordered by how far St. James is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Watonwan County Courthouse
Watonwan County Courthouse · National Register of Historic Places
St. James’s story

156 years in pictures

Census counts: 444 in 1880, 4,793 in 2020. The archive holds 6 old photos and papers going back to 1896 and 2 maps from 1954 on.

2 places on the National Register of Historic Places.

  • 1870St. James is settled
Explore the history →
Getting set up

Moving to St. James: who provides what

Who provides power, water and the rest in St. James, and how to reach them.

The full setup list →
PowerCity of St JamesEIAHIFLD · EIA
WaterSaint James water systemNo health-based violations in 5 years · EPAEPA
Internet8 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpHire your ownNo town pickup: you hire a private haulerTown site
SchoolsSt. James Public School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Minnesota you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (received 21 days before).vote.gov
Who runs elections hereWatonwan County CourthouseWatonwan County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code5608156081 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in St. James.

St. James is healthier than towns with similar incomes and has homes that are cheap against local pay, but it has seen reported crime rise by about half.

HousingCost of living grade A−

Homes in St. James are worth about $158K, by Zillow’s estimate

At 2.2 years of the county’s $72K median household income, the typical home (about $158K) costs less against local pay than in 99% of Minnesota towns; that ratio is one input to its A− for cost of living. Home values rose 56% in five years, to about $158K, against 14% across Minnesota.

The typical St. The median rent in St. James is $839 a month. James home is worth about $158,000, up 1.6% in a year, 55% below the Minnesota typical home.

$158KZillow home value
St. JamesMinnesota townsU.S. towns
Median rent$839 a month$1,199 a month$1,185 a month
Households that own their home66%75%73%

Typical home value

St. James$158K
Minnesota$349K
+1.6%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

SchoolsC+

St. James’ schools rank behind 56% of Minnesota districts

Its public schools are run by the St. James Public School District. The largest public high school is St. James Middle/High School, with 566 students.

44%of MN districts it outscoresC+School Grade
SchoolLevelStudentsLetter
ST. James Northside ElementaryLargest public elementary schoolGrades K–5Grades K–5502C+
St. James Middle/High SchoolLargest public high schoolGrades 6–12Grades 6–12566C

NCES · EDFacts · graded within MN on state tests and graduation

Natural hazardsHazard risk grade B+

Cold waves leads a low hazard risk in St. James

Expected storm and flood damage is lower than in 71% of U.S. communities. One flood insurance claim has been paid in St. James since 2024.

29risk score of 100
FEMA risk score
29Low riskLowerHigher
Cold wavesInland floodingTornadoes
1
paid flood claims since 2024
2
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

Snowy winters and pleasant summers in St. James

The St James Wwtp weather station records that the frost-free season runs about 160 days: shorter than most of the country, but longer than 84% of Minnesota places with climate records. January nights average 6.4°: colder than most of the country, but milder than 90% of Minnesota places with climate records; July afternoons average 82.6°.

St. James’ January low is 6°F. James has cold, snowy winters and pleasant summers. About 50 inches of snow falls in a winter.

50″snow a winter
St. JamesMinnesota townsU.S. towns
January low6°F6°F22°F
July high83°F82°F85°F

Typical low → high °F

Winter10–27°
Spring35–55°
Summer60–81°
Fall38–59°
Oct 7
typical first frost
Apr 30
typical last frost
+1.0°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

SafetyB+

Crime per resident in St. James is lower than in 65% of U.S. towns

Reported crimes rose from 35 to 54 over the last three FBI years, a rise beyond ordinary year-to-year swings.

65%of U.S. towns report more crimeB+Safety Grade

Violent crime per 1,000 residents

St. James2.3
Minnesota2.3
U.S.3.3

Property crime per 1,000 residents

St. James9.1
Minnesota14.3
U.S.15.5
65th
percentile among U.S. towns we grade
64th
percentile among MN towns
11
violent crimes reported in 2025
43
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

HealthC+

A larger share of adults 18 to 64 in St. James have no health insurance than in the typical Minnesota or U.S. town

Against the 8,988 U.S. towns with household incomes like St. James’s, it is healthier than 57%, so its C+ isn’t only a matter of income.

17% of adults 18 to 64 have no health insurance in St. James. Only 4 of the 271 Minnesota towns we compare have a higher share of adults who say their health is fair or poor than St. James. 74% of adults had a checkup this year in St. James.

36%healthier than U.S. townsC+Health Grade
St. JamesMinnesota townsU.S. towns
No health insurance, 18–64 (CDC PLACES)17%7.3%8.1%
Get no exercise (CDC PLACES)32%23%25%
Fair or poor health (CDC PLACES)23%16%19%
Food insecurity (CDC PLACES)19%11%14%
32 measures vs. Minnesota
0 better16 too close to call16 worse
What stands outSt. JamesMN
More uninsured adults16.7%7.5%
More older adults who have lost all their teeth15.4%8.9%
More adults facing food insecurity19.2%11.4%
Mayo Clinic Health System St. James
0.6 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
5th
percentile among MN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade D

About one in three working residents works right in St. James

Jobs based here fell from 2,349 in 2013 to 1,866.

40% of St. Since 2013, St. James has lost 483 jobs, to 1,866 in 2023. James’s working residents work right in town.

40%work in town
St. JamesMinnesota townsU.S. towns
Median household income$60,000$91,000$80,000
Average trip to work22 minutes23 minutes25 minutes

Where working residents work

In St. James40%
Madelia6%
Mankato5%
New Ulm4%
Butterfield2%
11 mi
median commute distance
1,866
jobs based in St. James
Balanced
jobs vs. working residents
A−
Walkability grade: more walkable than 84% of U.S. towns

Census LEHD 2023 · ACS

OutdoorsB−

3.1% of St. James is conserved land

0.1 miles of trail in 4 parks and preserves.

3.1%conserved
3.1%
conserved · 48 of 1,546 acres
0.1 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Memorial Park—13
2. Southside Park—2
3. Deer Park0.1 mi1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about St. James

20pages on St. James
After high school

Colleges nearby

None within 15 miles of St. James; the nearest are

Landmarks

2 places in St. James on the National Register of Historic Places.

All landmarks →

Famous people from St. James

10 notable people were born in St. James.

See all 10 →

About St. James

City in Minnesota, United States

Official town website ↗

St. James or Saint James is a city in and the county seat of Watonwan County, Minnesota, United States. The population was 4,793 at the 2020 census. Minnesota State Highways 4, 30, and 60 are three of the main routes in the city.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
2.3 sq mi
Elevation
1,079 ft
ZIP code
56081

St. James’s neighbors

2 towns share a border with St. James.

Explore the map →
How the neighbors grade
TownMN rankOverallCostSafetySchoolsHealth
St. James · St. James Township#196BA−B+C+C+
Rosendale Township——————

Rosendale Township isn’t graded (fewer than 1,000 residents, or not enough data). St. James Township and St. James are one community, graded once. Compare St. James with a neighbor →

Questions about St. James

Short answers, built from the data on this page.

Is St. James, MN a good place to live?

By most measures, yes. St. James grades B overall, better than 58% of U.S. towns and #196 of 271 in Minnesota. It grades C+ for health, B+ for safety and C+ for schools. Jobs & income is its weak spot, with a D.

Is St. James, MN expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A−.

What is St. James, MN known for?

St. 10 notable people were born here, including Franklin Ellsworth and Becky Buller.