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Whitewater Ave Commercial HD 02
Minnesota›Winona County

St. CharlesMN

A town of 4,090, laid out in 1854. Public schools that outperform most of Minnesota.

1 bordering townMap →
Photo: McGhiever · CC BY-SA 4.0
Photo of St. Charles

St. Charles, MN · Photo: McGhiever · CC BY-SA 4.0 · Source ↗

Is St. Charles a good place to live?

Yes, by almost any measure. St. Charles earns an A+, 29th of 271 graded towns in Minnesota. The median household earns $96K, its schools rank ahead of 81% of Minnesota towns, and CDC estimates put its residents' health ahead of 79% of the country. Its lowest mark, a B, is in cost of living. St. Charles has 3 places on the National Register of Historic Places, among them St. Charles City Bakery and Trinity Episcopal Church. 3.2% of residents live below the poverty line in St. Charles, against 7.1% in Minnesota’s towns and 9.6% across U.S. towns. St. Charles is more walkable than 74% of U.S. towns.

What makes St. Charles stand out

Where St. Charles beats most towns.

A commuter town

85% of working residents leave St. Charles for work

Where St. Charles’s working residents go each day. Line width shows the share.

43% → Rochester Rochester 43% 7% → Winona Winona 7% 2% → Lewiston Lewiston 2% 2% → Chatfield Chatfield 2% 1% → Eyota Eyota 1% 1% → Stewartville Stewartville 1% St. Charles · 15% stay
1,300jobs based in St. Charles
15%of working residents work in town
21 mimedian commute distance

Census LEHD 2023

How St. Charles grades

Each subject compared with towns across the country (schools within Minnesota), ordered by how far St. Charles is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

St. Charles City Bakery
St. Charles City Bakery · National Register of Historic Places
St. Charles’s story

172 years in pictures

Census counts: 1,151 in 1870, 3,990 in 2020. The archive holds 12 old photos and papers going back to 1910 and 2 maps from 1954 on.

3 places on the National Register of Historic Places.

  • 1854St. Charles is laid out
Explore the history →
Getting set up

Moving to St. Charles: who provides what

Who provides power, water and the rest in St. Charles, and how to reach them.

The full setup list →
PowerCity of St CharlesEIAHIFLD · EIA
WaterSaint Charles water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have St. Charles’ trash rules yet
SchoolsSt. Charles Public School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Minnesota you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (received 21 days before).vote.gov
Who runs elections hereWinona County Auditor-TreasurerWinona County; contacts on the Handbook page.FVAP, Jun 2025
ZIP code5597255972 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in St. Charles.

St. Charles has home values climbing faster than Minnesota’s and has colder winter nights than most of the country, though not than most of Minnesota.

SchoolsA−

For schools, St. Charles earns an A−

Its public schools are run by the St. Charles Public School District. The largest public high school is ST. Charles Secondary, with 479 students.

81%of MN districts it outscoresA−School Grade
SchoolLevelStudentsLetter
ST. Charles ElementaryLargest public elementary schoolGrades PK–6Grades PK–6457B
ST. Charles SecondaryLargest public high schoolGrades 7–12Grades 7–12479C+

NCES · EDFacts · graded within MN on state tests and graduation

HealthA−

For health, St. Charles earns an A−

20% of St. Charles adults binge drink. Charles beats the Minnesota average on 0 of 32 CDC measures and trails it on 1. 73% of St. Charles adults had a checkup this year.

79%healthier than U.S. townsA−Health Grade
St. CharlesMinnesota townsU.S. towns
Binge drink (CDC PLACES)20%18%16%
Yearly checkup (CDC PLACES)73%75%79%
Sleep under 7 hours (CDC PLACES)29%30%36%
High blood pressure (CDC PLACES)29%31%35%
32 measures vs. Minnesota
0 better31 too close to call1 worse
What stands outSt. CharlesMN
More older adults who have lost all their teeth17%8.9%
Olmsted Medical Center
19.3 mi away · emergency room
2 of 3
care shortages: primary care, mental health
62nd
percentile among MN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

OutdoorsA−

Conserved land covers 4.3% of St. Charles

1.8 miles of trail in 8 parks and preserves. The biggest park or preserve is Jessen's Park, at 29 acres.

#123for trails in MN
St. CharlesMinnesota townsU.S. towns
Miles of trail per square mile0.5 miles per square mile0.50.4
Conserved land4.3%4.7%4.3%
4.3%
conserved · 103 of 2,386 acres
1.8 mi
of trails · 0.5 per sq mi
Biggest places to walkTrailsAcres
1. Jessen's Park—29
2. Saint Charles City Park—28
3. Brookwood Park—11

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Work & commuteJobs & income grade A

About two in five of St. Charles’ working residents commute to Rochester

Most working residents leave St. 15% of working residents work locally in St. Charles. The top destinations are Rochester (43%), Winona (7%) and Lewiston (2%).

15%work in town
St. CharlesMinnesota townsU.S. towns
Work from home17%14%11%
Working residents who work in town15%9.7%8%
Median household income$96,000$90,000$80,000
Average trip to work24 minutes23 minutes25 minutes

Where working residents work

In St. Charles15%
Rochester43%
Winona7%
Lewiston2%
Chatfield2%
21 mi
median commute distance
1,300
jobs based in St. Charles
A commuter town
jobs vs. working residents
B+
Walkability grade: more walkable than 74% of U.S. towns

Census LEHD 2023 · ACS

Climate

Snowy winters and pleasant summers in St. Charles

January nights average 6.4°: colder than most of the country, but milder than 90% of Minnesota places with climate records; July afternoons average 81.1°.

The January low in St. Charles is 6°F. Charles has cold, snowy winters and pleasant summers. The July high in St. Charles is 81°F.

45″snow a winter
St. CharlesMinnesota townsU.S. towns
January low6°F6°F22°F
July high81°F82°F85°F

Typical low → high °F

Winter10–27°
Spring34–55°
Summer58–79°
Fall37–57°
Oct 3
typical first frost
May 8
typical last frost
+1.3°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade C

High risk in St. Charles, with inland flooding at the top

Expected storm and flood damage is higher than in 61% of U.S. communities. Since 1986, 12 flood insurance claims have been paid out in St. Charles.

61risk score of 100
FEMA risk score
61High riskLowerHigher
Inland floodingCold wavesTornadoes
12
paid flood claims since 1986
1
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Safety

Crime reported in St. Charles

St. Charles’ violent crime rate is 0.5 per 1,000 residents. Charles's reported crime rate is below Minnesota's. Most reported incidents are property crimes, mainly thefts.

St. CharlesMinnesota townsU.S. towns
Violent crimes per 1,000 (2024)0.5 per 1,000 residents1.21.7
Property crimes per 1,000 (2024)9.9 per 1,000 residents10.711.5

Violent crime per 1,000 residents

St. Charles0.5
Minnesota2.6
U.S.3.6

Property crime per 1,000 residents

St. Charles9.9
Minnesota16.3
U.S.17.7
2
violent crimes reported in 2024
40
property crimes reported in 2024

FBI crime data, 2024 · crimes reported to police

Who lives here

An age mix much like Minnesota’s

No broad age group is more than 4 points off the Minnesota average. 33% of adults 25 and older have a bachelor’s degree or more, vs 39% across Minnesota.

39.5median age · MN 38.8
St. CharlesMinnesota townsU.S. towns
Aged 65 or older14%18%18%
Under 1824%23%22%
St. CharlesMinnesotaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma7%
High school20%
Some college16%
Associate’s23%
Bachelor’s26%
Graduate8%

Women and men · all residents

47% women, 53% men

That’s an even split within the survey’s margin of ±3.4 points. Across Minnesota, 49.9% of residents are women. Among residents 55 to 64, 72% are men (MN 50%).

Ages and education in St. Charles
St. CharlesMNU.S.
Under 1010.8%12.1%11.6%
10 to 1713.4%10.7%10.3%
18 to 247.7%8.8%9.1%
25 to 3412.9%13%13.7%
35 to 4417.2%13.5%13.2%
45 to 549%11.6%12.2%
55 to 6415.2%12.9%12.7%
65 to 748.6%10.2%10.2%
75 and older5.2%7%7%
No diploma7.2%6.1%10.4%
High school19.9%23.3%26%
Some college16.4%19.5%19.1%
Associate’s23.2%11.8%8.8%
Bachelor’s25.9%25.6%21.6%
Graduate7.5%13.8%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 4,100, single groups can be off by several points

HousingCost of living grade B

Homes in St. Charles are worth about $348K, by Zillow’s estimate

Home values rose 31% in five years, to about $348K, against 14% across Minnesota.

The typical St. Typical home values rose 4.5% in the year to September 2026.

$348KZillow home value

Typical home value

St. Charles$348K
Minnesota$349K
+4.5%
value change, 1 year
4
homes sold in May

Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about St. Charles

20pages on St. Charles
After high school

Colleges nearby

None within 15 miles of St. Charles; the nearest are

Landmarks

3 places in St. Charles on the National Register of Historic Places.

All landmarks →

Famous people from St. Charles

3 notable people were born in St. Charles.

See all 3 →

About St. Charles

City in Minnesota, United States

Official town website ↗

St. Charles is a city in Winona County, Minnesota, United States. The population was 3,990 at the 2020 census, up from 3,735 in 2010. It promotes itself as the gateway to Whitewater State Park, which is 7 miles (11 km) north of the city on Minnesota State Highway 74.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
3.7 sq mi
Elevation
1,129 ft
ZIP code
55972
Area code
507

St. Charles’s neighbors

One town shares a border with St. Charles.

Explore the map →
St. Charles TownshipSt. Charles TownshipSt. Charles
How the neighbors grade
TownMN rankOverallCostSafetySchoolsHealth
St. Charles · St. Charles Township#29A+B—A−A−

St. Charles reports no FBI crime data of its own. St. Charles Township and St. Charles are one community, graded once. Compare St. Charles with a neighbor →

Questions about St. Charles

Short answers, built from the data on this page.

Is St. Charles, MN a good place to live?

Yes, by almost any measure. St. Charles grades A+ overall, better than 96% of U.S. towns and #29 of 271 in Minnesota. It grades A− for health and A− for schools.

Is St. Charles, MN expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B.

What is St. Charles, MN known for?

St. Charles was laid out in 1854 and has 3 places on the National Register of Historic Places. 3 notable people were born here, including Brad Nessler and Art Donahue.