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–Not graded
Natural hazards in Silver Leaf Township · FEMA

Storms, floods and disasters in Silver Leaf Township

Silver Leaf Township isn’t graded for hazard risk: Silver Leaf Township has 445 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
2
of 16 declared for Becker County
By hazard

What Silver Leaf Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

74%of expected building damage
Below average · lower than 70% of U.S. census tracts
Recorded about once a year in the area

Tornadoes

15%of expected building damage
Above average · higher than 78% of U.S. census tracts
Recorded about once every 9 years in the area
Smaller shares here
 Wildfire Strong wind Winter storms top 1% Hail Lightning Earthquakes Ice storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 11% of Silver Leaf Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Silver Leaf Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Silver Leaf Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Silver Leaf Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Becker County.
Disasters

2 federal disasters brought FEMA money to Silver Leaf Township

Disasters that paid out in Silver Leaf Township itself (aid to households or repair grants to Silver Leaf Township), newest first, with that year’s flood claims.

  1. 2011Severe Storms and Flooding$15K to Silver Leaf Township for repairs
  2. 2009Severe Storms and Flooding$3K to Silver Leaf Township for repairs
Disasters declared, by decade
Paid out in Silver Leaf TownshipBecker County only

Becker County has had 16 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Silver Leaf Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Silver Leaf Township archive →
Next door

Silver Leaf Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Evergreen Township: not gradedGorman Township: not gradedBurlington Township: hazard risk A−Height of Land Township: not gradedEvergreen TownshipGorman TownshipBurlington TownshipHeight of Land TownshipSilver Leaf Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Burlington TownshipA−less damage than 78%river and rain flooding—
Evergreen Township—398 residents; we grade 1,000+
Gorman Township—542 residents; we grade 1,000+
Height of Land Township—771 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Silver Leaf Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Silver Leaf Township

Is Silver Leaf Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Becker County, 0.0% of all homes carry federal flood insurance.

How much is flood insurance in Silver Leaf Township?

FEMA’s Community Rating System list shows no discount for Silver Leaf Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Silver Leaf Township?

By FEMA money that reached Silver Leaf Township, Severe Storms and Flooding (2011): $15K to Silver Leaf Township for repairs.

Storm stories

Memories, warnings and help from neighbors in Silver Leaf Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Silver Leaf Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.