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–Not graded
Natural hazards in Silver Brook Township · FEMA

Storms, floods and disasters in Silver Brook Township

Silver Brook Township isn’t graded for hazard risk: Silver Brook Township has 544 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
1
of 6 declared for Carlton County
By hazard

What Silver Brook Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

92%of expected building damage
Above average · higher than 64% of U.S. census tracts
Recorded about once every 2 years in the area
Smaller shares here
 Tornadoes Hail Ice storms Wildfire Lightning top 3% Strong wind Winter storms Earthquakes Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 60% of Silver Brook Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Silver Brook Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Silver Brook Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Silver Brook Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carlton County.
Disasters

1 federal disaster brought FEMA money to Silver Brook Township

Disasters that paid out in Silver Brook Township itself (aid to households or repair grants to Silver Brook Township), newest first, with that year’s flood claims.

  1. 2012Severe Storms and Flooding$20K to Silver Brook Township for repairs
Disasters declared, by decade
Paid out in Silver Brook TownshipCarlton County only

Carlton County has had 6 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Silver Brook Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Silver Brook Township archive →
Next door

Silver Brook Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
SuperiorA−less damage than 81%river and rain flooding4
Twin Lakes TownshipB−more damage than 54%river and rain flooding—
Wrenshall—404 residents; we grade 1,000+
Wrenshall Township—422 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Silver Brook Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Silver Brook Township

Is Silver Brook Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Carlton County, 0.2% of all homes carry federal flood insurance.

How much is flood insurance in Silver Brook Township?

FEMA’s Community Rating System list shows no discount for Silver Brook Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Silver Brook Township?

By FEMA money that reached Silver Brook Township, Severe Storms and Flooding (2012): $20K to Silver Brook Township for repairs.

Storm stories

Memories, warnings and help from neighbors in Silver Brook Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Silver Brook Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.