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–Not graded
Natural hazards in Ross Township · FEMA

Storms, floods and disasters in Ross Township

Ross Township isn’t graded for hazard risk: Ross Township has 369 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
6
of 23 declared for Roseau County
By hazard

What Ross Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

78%of expected building damage
Well above average · higher than 86% of U.S. census tracts
Recorded about once every 1 years in the area

Wildfire

16%of expected building damage
Well above average · in the top 3% of U.S. census tracts
Smaller shares here
 Tornadoes Winter storms top 1% Ice storms Hail Strong wind Lightning Earthquakes Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 13% of Ross Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ross Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Ross Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Ross Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Roseau County.
Disasters

6 federal disasters brought FEMA money to Ross Township

Disasters that paid out in Ross Township itself (aid to households or repair grants to Ross Township), newest first, with that year’s flood claims.

  1. 2009Severe Storms and Flooding$29K to Ross Township for repairs
  2. 2006Flooding$10K to Ross Township for repairs
  3. 2002Severe Storms, Flooding and Tornadoes$21K to Ross Township for repairs
  4. 2001Severe Winter Storms, Flooding, and Tornadoes$4K to Ross Township for repairs
  5. 2000Severe Storms and Flooding$5K to Ross Township for repairs
  6. 1999Severe Ice Storm and Flooding$9K to Ross Township for repairs
Disasters declared, by decade
Paid out in Ross TownshipRoseau County only

Roseau County has had 23 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Ross Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Ross Township archive →
Next door

Ross Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Stokes Township: not gradedJadis Township: not gradedMoose Township: not gradedDieter Township: not gradedStokes TownshipJadis TownshipMoose TownshipDieter TownshipRoss Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Stokes Township—189 residents; we grade 1,000+
Jadis Township—604 residents; we grade 1,000+
Moose Township—88 residents; we grade 1,000+
Dieter Township—165 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Ross Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Ross Township

Is Ross Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Roseau County, 6% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.

How much is flood insurance in Ross Township?

FEMA’s Community Rating System list shows no discount for Ross Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Ross Township?

By FEMA money that reached Ross Township, Severe Storms and Flooding (2009): $29K to Ross Township for repairs.

Storm stories

Memories, warnings and help from neighbors in Ross Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Ross Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.