Storms, floods and disasters in River Falls Township
River Falls Township isn’t graded for hazard risk: River Falls Township has 222 residents; we grade towns of 1,000 or more.
What River Falls Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does River Falls Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in River Falls Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
River Falls Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pennington County.4 federal disasters brought FEMA money to River Falls Township
Disasters that paid out in River Falls Township itself (aid to households or repair grants to River Falls Township), newest first, with that year’s flood claims.
- 2022Severe Storms, Straight-line Winds, and Flooding$33K to River Falls Township for repairs
- 2019Severe Winter Storm, Straight-line Winds, and Flooding$5K to River Falls Township for repairs
- 2009Severe Storms and Flooding$2K to River Falls Township for repairs
- 2002Severe Storms, Flooding and Tornadoes$2K to River Falls Township for repairs
Pennington County has had 17 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of River Falls Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the River Falls Township archive →River Falls Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| St. Hilaire | — | 259 residents; we grade 1,000+ | |
| River Township | — | 52 residents; we grade 1,000+ | |
| Black River Township | — | 29 residents; we grade 1,000+ | |
| Wyandotte Township | — | 63 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what River Falls Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in River Falls Township
Is River Falls Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Pennington County, 0.1% of all homes carry federal flood insurance.
How much is flood insurance in River Falls Township?
FEMA’s Community Rating System list shows no discount for River Falls Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in River Falls Township?
By FEMA money that reached River Falls Township, Severe Storms, Straight-line Winds, and Flooding (2022): $33K to River Falls Township for repairs.
Storm stories
Memories, warnings and help from neighbors in River Falls Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where River Falls Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.