Storms, floods and disasters in Oakport Township
Oakport Township isn’t graded for hazard risk: Oakport Township has 448 residents; we grade towns of 1,000 or more.
What Oakport Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Oakport Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Oakport Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Oakport Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clay County.7 federal disasters brought FEMA money to Oakport Township
Disasters that paid out in Oakport Township itself (aid to households or repair grants to Oakport Township), newest first, with that year’s flood claims.
- 2011Severe Storms and Flooding$170K to Oakport Township for repairs
- 2010Flooding$217K to Oakport Township for repairs
- 2009Severe Storms and Flooding$555K to Oakport Township for repairs
- 2009Severe Storms and Flooding$75K to Oakport Township for repairs
- 2006Flooding$7K to Oakport Township for repairs
- 2001Severe Winter Storms, Flooding, and Tornadoes$21K to Oakport Township for repairs
Show all 7
- 2000Severe Storms and Flooding$15K to Oakport Township for repairs
Clay County has had 24 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Oakport Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Oakport Township archive →Oakport Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Reed Township | C+more damage than 58% | river and rain flooding | 259 |
| Fargo | C+more damage than 64% | river and rain flooding | 1,136 |
| Moorhead | C−more damage than 83% | river and rain flooding | 497 |
| Moland Township | — | 341 residents; we grade 1,000+ | |
| North River | — | 70 residents; we grade 1,000+ | |
| Kragnes Township | — | 218 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Oakport Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Oakport Township
Is Oakport Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Clay County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Oakport Township?
FEMA’s Community Rating System list shows no discount for Oakport Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Oakport Township?
By FEMA money that reached Oakport Township, Severe Storms and Flooding (2009): $555K to Oakport Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Oakport Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Oakport Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.