Storms, floods and disasters in New Independence Township
New Independence Township isn’t graded for hazard risk: New Independence Township has 343 residents; we grade towns of 1,000 or more.
What New Independence Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does New Independence Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in New Independence Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
New Independence Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: St. Louis County.1 federal disaster brought FEMA money to New Independence Township
Disasters that paid out in New Independence Township itself (aid to households or repair grants to New Independence Township), newest first, with that year’s flood claims.
- 2012Severe Storms and Flooding$1K to New Independence Township for repairs
St. Louis County has had 13 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in St. Louis County, 2025–2025.
Old photos of New Independence Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the New Independence Township archive →New Independence Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Grand Lake Township | B+less damage than 70% | river and rain flooding | — |
| Alborn Township | — | 442 residents; we grade 1,000+ | |
| Northland Township | — | 190 residents; we grade 1,000+ | |
| Industrial Township | — | 680 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what New Independence Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in New Independence Township
Is New Independence Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In St. Louis County, 0.3% of all homes carry federal flood insurance.
How much is flood insurance in New Independence Township?
FEMA’s Community Rating System list shows no discount for New Independence Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in New Independence Township?
By FEMA money that reached New Independence Township, Severe Storms and Flooding (2012): $1K to New Independence Township for repairs.
Storm stories
Memories, warnings and help from neighbors in New Independence Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where New Independence Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.