Storms, floods and disasters in Midway Township
Midway Township isn’t graded for hazard risk: Midway Township has 215 residents; we grade towns of 1,000 or more. Flood insurance has paid 4 claims here since 2002.
What Midway Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Midway Township flood? Rarely: 4 flood claims since 2002
Every paid claim on a federal flood insurance policy in Midway Township, from FEMA’s records.
Midway Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cottonwood County.2 federal disasters brought FEMA money to Midway Township
Disasters that paid out in Midway Township itself (aid to households or repair grants to Midway Township), newest first, with that year’s flood claims.
- 2012Severe Storms and Flooding$33K to Midway Township for repairs1 flood claim paid that year
- 2001Severe Winter Storms, Flooding, and Tornadoes$1K to Midway Township for repairs
Cottonwood County has had 14 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Midway Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Midway Township archive →Midway Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Mountain Lake | B+less damage than 73% | river and rain flooding | — |
| Mountain Lake Township | — | 223 residents; we grade 1,000+ | |
| Butterfield Township | — | 137 residents; we grade 1,000+ | |
| Selma Township | — | 140 residents; we grade 1,000+ | |
| Carson Township | — | 262 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Midway Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Midway Township
Does Midway Township flood?
Flood insurance has paid 4 claims in Midway Township since 2002, $44K in all. 1 properties have flooded more than once.
Is Midway Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cottonwood County, 0.8% of all homes carry federal flood insurance.
How much is flood insurance in Midway Township?
FEMA’s Community Rating System list shows no discount for Midway Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Midway Township?
By FEMA money that reached Midway Township, Severe Storms and Flooding (2012): $33K to Midway Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Midway Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Midway Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.