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–Not graded
Natural hazards in Le Ray Township · FEMA

Storms, floods and disasters in Le Ray Township

Le Ray Township isn’t graded for hazard risk: Le Ray Township has 780 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
3
of 20 declared for Blue Earth County
By hazard

What Le Ray Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

71%of expected building damage
About average · higher than 58% of U.S. census tracts
Recorded about once a year in the area

Tornadoes

13%of expected building damage
Well above average · in the top 10% of U.S. census tracts

Strong wind

11%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Recorded about 4 times a year in the area
Smaller shares here
 Hail Winter storms top 3% Ice storms Earthquakes Wildfire Heat waves top 2% Lightning Cold waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 30% of Le Ray Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Le Ray Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Le Ray Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Le Ray Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Blue Earth County.
Disasters

3 federal disasters brought FEMA money to Le Ray Township

Disasters that paid out in Le Ray Township itself (aid to households or repair grants to Le Ray Township), newest first, with that year’s flood claims.

  1. 2024Severe Storms and Flooding$45K to Le Ray Township for repairs
  2. 2010Severe Storms and Flooding$10K to Le Ray Township for repairs
  3. 2010Severe Storms, Tornadoes, and Flooding$6K to Le Ray Township for repairs
Disasters declared, by decade
Paid out in Le Ray TownshipBlue Earth County only

Blue Earth County has had 20 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Le Ray Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Le Ray Township archive →
Next door

Le Ray Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Eagle LakeBless damage than 63%river and rain flooding—
Madison LakeBless damage than 62%river and rain flooding—
Mankato TownshipB−more damage than 53%river and rain flooding5
McPherson Township—346 residents; we grade 1,000+
Janesville Township—535 residents; we grade 1,000+
Jamestown Township—696 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Le Ray Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Le Ray Township

Is Le Ray Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Blue Earth County, 0.2% of all homes carry federal flood insurance.

How much is flood insurance in Le Ray Township?

FEMA’s Community Rating System list shows no discount for Le Ray Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Le Ray Township?

By FEMA money that reached Le Ray Township, Severe Storms and Flooding (2024): $45K to Le Ray Township for repairs.

Storm stories

Memories, warnings and help from neighbors in Le Ray Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Le Ray Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.