Storms, floods and disasters in Lakin Township
Lakin Township isn’t graded for hazard risk: Lakin Township has 477 residents; we grade towns of 1,000 or more.
What Lakin Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Lakin Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Lakin Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Lakin Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Morrison County.1 federal disaster brought FEMA money to Lakin Township
Disasters that paid out in Lakin Township itself (aid to households or repair grants to Lakin Township), newest first, with that year’s flood claims.
- 2001Severe Winter Storms, Flooding, and Tornadoes$6K to Lakin Township for repairs
Morrison County has had 10 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Morrison County, 2000–2000.
Old photos of Lakin Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Lakin Township archive →Lakin Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Page Township | — | 972 residents; we grade 1,000+ | |
| Morrill Township | — | 699 residents; we grade 1,000+ | |
| Mount Morris Township | — | 109 residents; we grade 1,000+ | |
| Granite Ledge Township | — | 926 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Lakin Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lakin Township
Is Lakin Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Morrison County, 0.2% of all homes carry federal flood insurance.
How much is flood insurance in Lakin Township?
FEMA’s Community Rating System list shows no discount for Lakin Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Lakin Township?
By FEMA money that reached Lakin Township, Severe Winter Storms, Flooding, and Tornadoes (2001): $6K to Lakin Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Lakin Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lakin Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.