On FEMA’s figures, Lake View Township faces less hazard damage per building than 71% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Lake View Township gets a B+ for hazard risk: lower expected damage per building than 71% of U.S. towns. Most of that expected damage is river and rain flooding (77%), then tornadoes (13%). Flood insurance has paid 3 claims here since 1997.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Lake View Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Lake View Township’s grade
River and rain flooding is 77% of the building damage FEMA expects in Lake View Township, and Lake View Township’s rate of river and rain flooding damage is lower than 54% of U.S. census tracts. Winter storms add 3%, at a rate in the top 1% of U.S. census tracts.
B+ lower expected damage per building than 71% of U.S. towns (21,298).
Lake View Township’s residents live in 5 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $683K a year in losses across Lake View Township: $579K to buildings, the rest to people and crops.
Does Lake View Township flood? Rarely: 3 flood claims since 1997
Every paid claim on a federal flood insurance policy in Lake View Township, from FEMA’s records: 2.1 per 1,000 homes, fewer than 60% of the 13,809 U.S. towns with a flood insurance record.
Lake View Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Becker County.The storms Lake View Township remembers
None of the 16 disasters declared for Becker County shows FEMA aid or repair money reaching Lake View Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19972 flood claims paidThe year of Severe Flooding, High Winds,severe Storms, declared for Becker County
- 20221 flood claims paidNo declaration for the county that year
Becker County has had 16 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Lake View Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Lake View Township archive →Lake View Township and its neighbors
Lake View Township is 5th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Detroit Lakes | Aless damage than 95% | river and rain flooding | 7 |
| Detroit Township | Aless damage than 93% | river and rain flooding | — |
| Burlington Township | A−less damage than 78% | river and rain flooding | — |
| Lake Eunice Township | A−less damage than 77% | river and rain flooding | — |
| Lake View Township | B+less damage than 71% | river and rain flooding | 3 |
| Candor Township | — | 578 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Lake View Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lake View Township
Is Lake View Township at risk for natural disasters?
On FEMA’s National Risk Index, Lake View Township has lower expected damage per building than 71% of U.S. towns: B+ for hazard risk. Most of the expected damage is river and rain flooding (77%) and tornadoes (13%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Lake View Township flood?
Flood insurance has paid 3 claims in Lake View Township since 1997, $60K in all, or 2.1 per 1,000 homes, fewer than 60% of U.S. towns with a flood insurance record.
Is Lake View Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Becker County, 0.0% of all homes carry federal flood insurance.
How much is flood insurance in Lake View Township?
FEMA’s Community Rating System list shows no discount for Lake View Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Lake View Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (77%), and Lake View Township’s rate for it is lower than 54% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Lake View Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lake View Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.