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Howard Lake
Minnesota›Wright County

Howard LakeMN

A town of 2,288, settled in 1855.

Trash & recycling
2 bordering townsMap →
Howard Lake City Hall · Photo: William Wesen Appraiser · CC BY-SA 3.0
Photo of Howard Lake

Howard Lake, MN · Howard Lake City Hall · Photo: William Wesen Appraiser · CC BY-SA 3.0

Is Howard Lake a good place to live?

Howard Lake’s best subject grades are an A+ for safety, an A for cost of living, and an A− for civic life; its weakest is a C for walkability. Howard Lake City Hall is on the National Register of Historic Places. Howard Lake has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Howard Lake stand out

Where Howard Lake beats most towns.

How Howard Lake grades

Each subject compared with towns across the country (schools within Minnesota), ordered by how far Howard Lake is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Howard Lake City Hall
Howard Lake City Hall · National Register of Historic Places
Howard Lake’s story

171 years in pictures

Census counts: 477 in 1880, 2,071 in 2020. The archive holds 4 old photos and papers going back to 2005 and 2 maps from 1958 on.

1 place on the National Register of Historic Places.

  • 1855Howard Lake is settled
Explore the history →
Getting set up

Moving to Howard Lake: who provides what

Who provides power, water and the rest in Howard Lake, and how to reach them.

The full setup list →
PowerXcel Energy17.1¢/kWh · EIA 2025HIFLD · EIA
WaterHoward Lake water systemNo health-based violations in 5 years · EPAEPA
Internet7 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpCity of Howard Lake Compost SiteDrop-offTown site
SchoolsHoward Lake-Waverly-WinstedWhich school depends on your addressNCES
Register to voteOnlineIn Minnesota you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (received 21 days before).vote.gov
Who runs elections hereWright County Government CenterWright County; contacts on the Handbook page.FVAP, Jun 2025
ZIP code5534955349 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Howard Lake.

SafetyA+

Howard Lake is safer than 95% of U.S. towns, by crime per resident

The violent crime rate for Howard Lake comes to 0.9 per 1,000 residents. Howard Lake’s rate of thefts and burglaries is 1.7 per 1,000 residents, below both Minnesota’s towns (8.7) and U.S. towns (9.9).

95%of U.S. towns report more crimeA+Safety Grade
Howard LakeMinnesota townsU.S. towns
Property crimes per 1,000 (2025)1.7 per 1,000 residents8.79.9
Violent crimes per 1,000 (2025)0.9 per 1,000 residents1.11.6

Violent crime per 1,000 residents

Howard Lake0.9
Minnesota2.3
U.S.3.3

Property crime per 1,000 residents

Howard Lake1.7
Minnesota14.3
U.S.15.5
95th
percentile among U.S. towns we grade
2
violent crimes reported in 2025
4
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

SchoolsB+

Public schools in Howard Lake beat 66% of Minnesota districts

Of its 9 schools, two are listed below, each with the reason. The largest public high school is Howard Lake-Waverly-Winsted Sec., with 411 students. Public schools: the Howard Lake-Waverly-Winsted school district.

66%of MN districts it outscoresB+School Grade
SchoolLevelStudentsLetter
Howard Lake-Waverly-Winsted MiddleLargest public middle schoolGrades 5–8Grades 5–8393B
Howard Lake-Waverly-Winsted Sec.Largest public high schoolGrades 9–12Grades 9–12411C

NCES · EDFacts · graded within MN on state tests and graduation

HealthB+

Howard Lake ranks healthier than 73% of the country’s towns

Among adults in Howard Lake, 19% binge drink. Howard Lake: three quarters of adults had a checkup this year, near the Minnesota town median (75%) and below the median of U.S. towns (79%).

73%healthier than U.S. townsB+Health Grade
Howard LakeMinnesota townsU.S. towns
Binge drink (CDC PLACES)19%18%16%
Sleep under 7 hours (CDC PLACES)31%30%36%
Yearly checkup (CDC PLACES)75%75%79%
Diabetes (CDC PLACES)9.8%10%12%
32 measures vs. Minnesota
0 better31 too close to call1 worse
What stands outHoward LakeMN
More older adults who have lost all their teeth11.2%8.9%
Hutchinson Health
19.3 mi away · emergency room
1 of 3
care shortages: mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade B+

The biggest natural risk in Howard Lake is inland flooding, at a low overall level

The FEMA hazard score in Howard Lake is 27 of 100. FEMA puts half of the town’s expected hazard losses down to inland flooding, and 18% to tornadoes. Expected storm and flood damage is lower than in 73% of U.S. communities.

27risk score of 100
FEMA risk score
27Low riskLowerHigher
Inland floodingTornadoesStrong wind

FEMA National Risk Index · OpenFEMA

Climate

Howard Lake has snowy winters and pleasant summers

The range runs from 5° on a January night to 82° on a July afternoon, with about 41 inches of snow a winter.

41″snow a winter

Typical low → high °F

Winter8–25°
Spring34–54°
Summer59–80°
Fall37–56°
Oct 10
typical first frost
Apr 30
typical last frost
+1.5°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade B−

A job hub: Howard Lake has 1.2 jobs for every working resident and draws in 1,186 commuters

Among 274 Minnesota towns, just 8 have a higher mean commuting time than Howard Lake. Most people who work leave Howard Lake to do it: just 13% work in town. Since 2013, Howard Lake has added 500 jobs, to 1,325 in 2023. In Howard Lake, 20% of workers work from home.

13%work in town
Howard LakeMinnesota townsU.S. towns
Average trip to work34 minutes23 minutes25 minutes
Work from home20%14%11%
Working residents who work in town13%9.8%8%
Below the poverty line10%7%9.6%

Where working residents work

In Howard Lake13%
Buffalo6%
Cokato6%
Winsted5%
Delano5%
20 mi
median commute distance
1,325
jobs based in Howard Lake
Balanced
jobs vs. working residents
C
Walkability grade: more walkable than 33% of U.S. towns

Census LEHD 2023 · ACS

HousingCost of living grade A

The typical home in Howard Lake is valued at about $345K

For Howard Lake, the typical rent is $911 a month. Home values are up 3.4% over the year to September 2026. 72% of Howard Lake households are owner-occupiers.

$345KZillow home value
Howard LakeMinnesota townsU.S. towns
Median rent$911 a month$1,196 a month$1,185 a month
Households that own their home72%75%73%

Typical home value

Howard Lake$345K
Minnesota$349K
+3.4%
value change, 1 year
4
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

OutdoorsC−

0% of Howard Lake is conserved land

Trails run 0.2 miles in 2 parks and preserves. Howard Lake’s concentration of trails is 0.1 miles per square mile.

0%conserved
0%
conserved · 0 of 1,214 acres
0.2 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. Lion's Park—2
2. Dutch Lake Park—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Howard Lake

19pages on Howard Lake
After high school

Colleges nearby

None within 15 miles of Howard Lake; the nearest are

About Howard Lake

City in Minnesota, United States

Official town website ↗

Howard Lake is a city in Wright County, Minnesota, United States. It hosts the annual Wright County fair. The population was 2,071 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1855
Area
2.2 sq mi
Elevation
1,014 ft
ZIP code
55349
Area code
320

Howard Lake’s neighbors

2 towns share a border with Howard Lake.

Explore the map →
How the neighbors grade
TownMN rankOverallCostSafetySchoolsHealth
Howard Lake——AA+B+B+
Middleville Township——B−—B+B+
Victor Township——C—B+B+

Howard Lake, Middleville Township and Victor Township have fewer than 2,500 residents, so they get subject grades but no overall grade. Middleville Township and Victor Township report no FBI crime data of their own. Compare Howard Lake with a neighbor →

Questions about Howard Lake

Short answers, built from the data on this page.

Is Howard Lake, MN expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A.