Storms, floods and disasters in Home Township
Home Township isn’t graded for hazard risk: Home Township has 489 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2019.
What Home Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Home Township flood? Rarely: 1 flood claim since 2019
Every paid claim on a federal flood insurance policy in Home Township, from FEMA’s records.
Home Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Brown County.4 federal disasters brought FEMA money to Home Township
Disasters that paid out in Home Township itself (aid to households or repair grants to Home Township), newest first, with that year’s flood claims.
- 2019Severe Winter Storm, Straight-line Winds, and Flooding$7K to Home Township for repairs1 flood claim paid that year
- 2018Severe Storms, Tornadoes, Straight-line Winds, and Flooding$25K to Home Township for repairs
- 2014Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides$64K to Home Township for repairs
- 2001Severe Winter Storms, Flooding, and Tornadoes$7K to Home Township for repairs
Brown County has had 16 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Home Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Home Township archive →Home Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Ridgely Township | — | 100 residents; we grade 1,000+ | |
| Prairieville Township | — | 278 residents; we grade 1,000+ | |
| Milford Township | — | 760 residents; we grade 1,000+ | |
| Stark Township | — | 224 residents; we grade 1,000+ | |
| Eden Township | — | 206 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Home Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Home Township
Does Home Township flood?
Flood insurance has paid 1 claim in Home Township since 2019, $2K in all.
Is Home Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Brown County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Home Township?
FEMA’s Community Rating System list shows no discount for Home Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Home Township?
By FEMA money that reached Home Township, Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides (2014): $64K to Home Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Home Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Home Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.