On FEMA’s figures, Goodview faces more hazard damage per building than 66% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Goodview gets a C for hazard risk: higher expected damage per building than 66% of U.S. towns, #213 of 274 in Minnesota. Most of that expected damage is river and rain flooding (82%), then tornadoes (11%). Flood insurance has paid 12 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Goodview faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Goodview’s grade
River and rain flooding is 82% of the building damage FEMA expects in Goodview, and Goodview’s rate of river and rain flooding damage is higher than 78% of U.S. census tracts. Next is tornadoes at 11% (higher than 85% of U.S. census tracts).
C #213 of 274 in Minnesota; higher expected damage per building than 66% of U.S. towns (21,298).
Goodview’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Minnesota town has lower expected damage than 57% of U.S. towns; within the state, Goodview has more expected damage per building than 78% of Minnesota towns.
In dollars, FEMA expects about $2.6M a year in losses across Goodview: $1.8M to buildings, the rest to people and crops.
Does Goodview flood? Sometimes: 12 flood claims since 1979
Every paid claim on a federal flood insurance policy in Goodview, from FEMA’s records: 5.8 per 1,000 homes, more than 64% of the 13,809 U.S. towns with a flood insurance record.
Goodview isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Winona County.1 federal disaster brought FEMA money to Goodview
Disasters that paid out in Goodview itself (aid to households or repair grants to the City of Goodview), newest first, with that year’s flood claims.
- 2007Severe Storms and Flooding64 households applied for aid$109K aid approved$132K to the City of Goodview for repairs
Winona County has had 14 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Goodview after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Goodview archive →Goodview and its neighbors
Goodview is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Winona | C+more damage than 63% | river and rain flooding | 18 |
| Goodview | Cmore damage than 66% | river and rain flooding | 12 |
| Rollingstone Township | — | 856 residents; we grade 1,000+ | |
| Minnesota City | — | 135 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Goodview faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Goodview
Is Goodview at risk for natural disasters?
On FEMA’s National Risk Index, Goodview has higher expected damage per building than 66% of U.S. towns: C for hazard risk, #213 of 274 in Minnesota. Most of the expected damage is river and rain flooding (82%) and tornadoes (11%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Goodview flood?
Flood insurance has paid 12 claims in Goodview since 1979, $7K in all, or 5.8 per 1,000 homes, more than 64% of U.S. towns with a flood insurance record.
Is Goodview in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Winona County, 0.5% of all homes carry federal flood insurance.
How much is flood insurance in Goodview?
FEMA’s Community Rating System list shows no discount for Goodview’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Goodview?
By FEMA money that reached Goodview, Severe Storms and Flooding (2007): 64 households applied for aid, $109K approved, and $132K to the City of Goodview for repairs.
Is Goodview at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (82%), and Goodview’s rate for it is higher than 78% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Goodview.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Goodview’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.