Storms, floods and disasters in Freeman Township
Freeman Township isn’t graded for hazard risk: Freeman Township has 502 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2019.
What Freeman Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Freeman Township flood? Rarely: 1 flood claim since 2019
Every paid claim on a federal flood insurance policy in Freeman Township, from FEMA’s records.
Freeman Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Freeborn County.8 federal disasters brought FEMA money to Freeman Township
Disasters that paid out in Freeman Township itself (aid to households or repair grants to Freeman Township), newest first, with that year’s flood claims.
- 2024Severe Storms and Flooding$17K to Freeman Township for repairs
- 2019Severe Winter Storm, Straight-line Winds, and Flooding$45K to Freeman Township for repairs1 flood claim paid that year
- 2016Severe Storms and Flooding$49K to Freeman Township for repairs
- 2014Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides$9K to Freeman Township for repairs
- 2013Severe Storms, Straight-line Winds, and Flooding$15K to Freeman Township for repairs
- 2008Severe Storms and Flooding$7K to Freeman Township for repairs
Show all 8
- 2004Severe Storms and Flooding$6K to Freeman Township for repairs
- 2001Severe Winter Storms, Flooding, and Tornadoes$3K to Freeman Township for repairs
Freeborn County has had 18 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Freeman Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Freeman Township archive →Freeman Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Shell Rock Township | — | 282 residents; we grade 1,000+ | |
| Albert Lea Township | — | 428 residents; we grade 1,000+ | |
| Nunda Township | — | 369 residents; we grade 1,000+ | |
| Glenville | — | 572 residents; we grade 1,000+ | |
| Hayward Township | — | 340 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Freeman Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Freeman Township
Does Freeman Township flood?
Flood insurance has paid 1 claim in Freeman Township since 2019, $13K in all.
Is Freeman Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Freeborn County, 8% of homes in mapped flood zones carry federal flood insurance, and 0.1% of all homes do.
How much is flood insurance in Freeman Township?
FEMA’s Community Rating System list shows no discount for Freeman Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Freeman Township?
By FEMA money that reached Freeman Township, Severe Storms and Flooding (2016): $49K to Freeman Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Freeman Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Freeman Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.