Storms, floods and disasters in Fork Township
Fork Township isn’t graded for hazard risk: Fork Township has 2 residents; we grade towns of 1,000 or more.
What Fork Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Fork Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Fork Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Fork Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marshall County.9 federal disasters brought FEMA money to Fork Township
Disasters that paid out in Fork Township itself (aid to households or repair grants to Fork Township), newest first, with that year’s flood claims.
- 2023Severe Storms and Flooding$49K to Fork Township for repairs
- 2022Severe Storms, Straight-line Winds, and Flooding$93K to Fork Township for repairs
- 2019Severe Winter Storm, Straight-line Winds, and Flooding$46K to Fork Township for repairs
- 2011Severe Storms and Flooding$45K to Fork Township for repairs
- 2010Flooding$62K to Fork Township for repairs
- 2009Severe Storms and Flooding$100K to Fork Township for repairs
Show all 9
- 2006Flooding$20K to Fork Township for repairs
- 2001Severe Winter Storms, Flooding, and Tornadoes$20K to Fork Township for repairs
- 1999Severe Ice Storm and Flooding$30K to Fork Township for repairs
Marshall County has had 25 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Fork Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Fork Township archive →Fork Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Acton Township | — | 114 residents; we grade 1,000+ | |
| Parker Township | — | 59 residents; we grade 1,000+ | |
| Big Woods Township | — | 55 residents; we grade 1,000+ | |
| Eagle Point Township | — | 13 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Fork Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Fork Township
Is Fork Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Marshall County, 8% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Fork Township?
FEMA’s Community Rating System list shows no discount for Fork Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Fork Township?
By FEMA money that reached Fork Township, Severe Storms and Flooding (2009): $100K to Fork Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Fork Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Fork Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.