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Finland, Minnesota sign with smoke from the Greenwood Fire burning in Northern Minnesota (51404152306)
Minnesota›Lake County

FinlandMN

A town of 257, settled in 1915.

2 bordering townsMap →
Photo of Finland

Finland, MN · Photo: Lorie Shaull from St Paul, United States · CC BY-SA 2.0 · Source ↗

Is Finland a good place to live?

Finland’s median age is 54.8 years, where Minnesota’s towns sit at 39.9 years and U.S. towns at 40.5 years. Only 1 of the 275 Minnesota towns we compare have a lower July high than Finland. Finland’s trail density is 1.4 miles per square mile, above both the Minnesota town median (0.5) and the median of U.S. towns (0.4). The biggest place to walk is Finland State Forest, 470 acres with 1.4 miles of trail. Finland has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

257 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Beaver Bay TownshipCrystal Bay TownshipBeaver Bay TownshipCrystal Bay TownshipFinland
Getting set up

Moving to Finland: who provides what

Finland is unincorporated, so Lake County and regional agencies provide most services.

PowerCooperative Light & PowerEIAHIFLD · EIA
Internet3 providers95% of addresses get 100/20 MbpsFCC
Trash & county servicesLake CountyLake County provides services here
SchoolsLake Superior Public School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Minnesota you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (received 21 days before).vote.gov
Who runs elections hereLake County CourthouseLake County; contacts on the Handbook page.FVAP, Jun 2023
ZIP code5560355603 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Finland.

Housing

Finland stands out in Minnesota and nationally, with the median rent lower than most

The median rent in Finland is $679 a month. Typical home values rose 4.9% in the year to September 2026. 86% of Finland households own their home.

$231KZillow home value
FinlandMinnesota townsU.S. towns
Median rent$679 a month$1,196 a month$1,185 a month
Households that own their home86%75%73%

Typical home value

Finland$231K
Minnesota$349K
+4.9%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Natural hazards

High risk in Finland, with inland flooding at the top

Expected storm and flood damage is higher than in 76% of U.S. communities.

76risk score of 100
FEMA risk score
76High riskLowerHigher
Inland floodingCold wavesStrong wind

FEMA National Risk Index · OpenFEMA

Climate

Snowy winters and pleasant summers in Finland

Finland has cold, snowy winters and cool summers. July afternoons reach 76°, January nights drop to 0° and about 94 inches of snow falls in a winter.

94″snow a winter

Typical low → high °F

Winter3–22°
Spring25–48°
Summer50–74°
Fall33–50°
Oct 1
typical first frost
May 15
typical last frost
+1.6°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commute

With 0.8 jobs for every working resident, most of Finland’s workers commute out

Most working residents leave Finland for work: only 0% work in town. 20% of residents live below the poverty line in Finland. The top destinations are Ely (8%), Silver Bay (8%) and Duluth (8%).

0%work in town
FinlandMinnesota townsU.S. towns
Below the poverty line20%7%9.6%
Average trip to work29 minutes23 minutes25 minutes

Where working residents work

In Finland0%
Ely8%
Silver Bay8%
Duluth8%
Silver Creek Township5%
54 mi
median commute distance
45
jobs based in Finland
Balanced
jobs vs. working residents

Census LEHD 2023 · ACS

Outdoors

Finland has set aside 11% of its land for conservation

9.6 miles of trail in 1 park or preserve.

11%conserved
11%
conserved · 470 of 4,284 acres
9.6 mi
of trails · 1.4 per sq mi
Biggest places to walkTrailsAcres
1. Finland State Forest1.4 mi470

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Health

How healthy Finland is

Finland beats the Minnesota average on 6 of 32 CDC measures and trails it on 7.

FinlandMinnesota townsU.S. towns
Sleep under 7 hours (CDC PLACES)27%30%36%
Feel lonely (CDC PLACES)28%30%33%
Frequent mental distress (CDC PLACES)13%16%17%
Binge drink (CDC PLACES)16%18%16%
32 measures vs. Minnesota
6 better19 too close to call7 worse
What stands outFinlandMN
Fewer adults facing housing insecurity6.8%9.3%
Fewer adults without reliable transportation5.5%7.1%
More adults who have had cancer12.1%8.5%
Aspirus Lake View Hospital
33.8 mi away · emergency room
2 of 3
care shortages: dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Finland

16pages on Finland
After high school

Colleges nearby

None within 15 miles of Finland; the nearest are

About Finland

Unincorporated community in Minnesota, US

Finland is an unincorporated community and census-designated place (CDP) in Crystal Bay and Beaver Bay townships, Lake County, Minnesota, United States. As of the 2020 census, its population was 195.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
5.4 sq mi
Elevation
1,329 ft
ZIP code
55603

Questions about Finland

Short answers, built from the data on this page.

Is Finland, MN a good place to live?

Finland has fewer than 1,000 residents, too few for fair grades; the figures below are still real.