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–Not graded
Natural hazards in East Side Township · FEMA

Storms, floods and disasters in East Side Township

East Side Township isn’t graded for hazard risk: East Side Township has 749 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 2011.

Flood claims
2
paid since 2011 · $26K
Disasters paid out here
0
of 7 declared for Mille Lacs County
By hazard

What East Side Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

86%of expected building damage
Above average · higher than 64% of U.S. census tracts
Recorded about once every 2 years in the area

Tornadoes

6%of expected building damage
About average · higher than 59% of U.S. census tracts
Smaller shares here
 Hail Strong wind Wildfire Ice storms Winter storms Lightning Earthquakes Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 11% of East Side Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does East Side Township flood? Rarely: 2 flood claims since 2011

Every paid claim on a federal flood insurance policy in East Side Township, from FEMA’s records.

Paid flood claims, by year
2011: 1 claim2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 1 claim2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims20112019
20112026
2
paid claims since 2011
$26K
paid to owners
0
homes flooded more than once
$13K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

East Side Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mille Lacs County.
Disasters

The storms East Side Township remembers

None of the 7 disasters declared for Mille Lacs County shows FEMA aid or repair money reaching East Side Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20111 flood claims paidThe year of Severe Storms, Flooding, and Tornadoes, declared for Mille Lacs County
  2. 20191 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in East Side TownshipMille Lacs County only

Mille Lacs County has had 7 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of East Side Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the East Side Township archive →
Next door

East Side Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Idun Township: not gradedIsle Harbor Township: not gradedSouth Harbor Township: not gradedLakeside Township: not gradedIdun TownshipIsle Harbor TownshipSouth Harbor TownshipLakeside TownshipEast Side Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Idun Township—220 residents; we grade 1,000+
Isle Harbor Township—545 residents; we grade 1,000+
South Harbor Township—924 residents; we grade 1,000+
Lakeside Township—488 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what East Side Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in East Side Township

Does East Side Township flood?

Flood insurance has paid 2 claims in East Side Township since 2011, $26K in all.

Is East Side Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Mille Lacs County, 8% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.

How much is flood insurance in East Side Township?

FEMA’s Community Rating System list shows no discount for East Side Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in East Side Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where East Side Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.