St. Croix Recreational Demonstration Area · Photo: McGhiever · CC BY-SA 3.0Storms, floods and disasters in Crosby Township
Crosby Township isn’t graded for hazard risk: Crosby Township has 109 residents; we grade towns of 1,000 or more.
What Crosby Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Crosby Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Crosby Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Crosby Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pine County.1 federal disaster brought FEMA money to Crosby Township
Disasters that paid out in Crosby Township itself (aid to households or repair grants to Crosby Township), newest first, with that year’s flood claims.
- 2001Severe Winter Storms, Flooding, and Tornadoes$1K to Crosby Township for repairs
Pine County has had 10 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Pine County, 2000–2000.
Old photos of Crosby Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Crosby Township archive →Crosby Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Union | — | 462 residents; we grade 1,000+ | |
| Munch Township | — | 467 residents; we grade 1,000+ | |
| West Marshland | — | 477 residents; we grade 1,000+ | |
| Ogema Township | — | 504 residents; we grade 1,000+ | |
| Arlone Township | — | 413 residents; we grade 1,000+ | |
| Chengwatana Township | — | 815 residents; we grade 1,000+ | |
| Clover Township | — | 425 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Crosby Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Crosby Township
Is Crosby Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Pine County, 11% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Crosby Township?
FEMA’s Community Rating System list shows no discount for Crosby Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Crosby Township?
By FEMA money that reached Crosby Township, Severe Winter Storms, Flooding, and Tornadoes (2001): $1K to Crosby Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Crosby Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Crosby Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.