Storms, floods and disasters in Collins Township
Collins Township isn’t graded for hazard risk: Collins Township has 449 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2016.
What Collins Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Collins Township flood? Rarely: 1 flood claim since 2016
Every paid claim on a federal flood insurance policy in Collins Township, from FEMA’s records.
Collins Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: McLeod County.5 federal disasters brought FEMA money to Collins Township
Disasters that paid out in Collins Township itself (aid to households or repair grants to Collins Township), newest first, with that year’s flood claims.
- 2019Severe Winter Storm, Straight-line Winds, and Flooding$52K to Collins Township for repairs
- 2014Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides$11K to Collins Township for repairs
- 2011Severe Storms, Flooding, and Tornadoes$930 to Collins Township for repairs
- 2011Severe Storms and Flooding$5K to Collins Township for repairs
- 2001Severe Winter Storms, Flooding, and Tornadoes$854 to Collins Township for repairs
McLeod County has had 15 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Collins Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Collins Township archive →Collins Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Stewart | — | 644 residents; we grade 1,000+ | |
| Sumter Township | — | 546 residents; we grade 1,000+ | |
| Lynn Township | — | 378 residents; we grade 1,000+ | |
| Preston Lake Township | — | 195 residents; we grade 1,000+ | |
| Round Grove Township | — | 308 residents; we grade 1,000+ | |
| Penn Township | — | 309 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Collins Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Collins Township
Does Collins Township flood?
Flood insurance has paid 1 claim in Collins Township since 2016, $3K in all.
Is Collins Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In McLeod County, 18% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Collins Township?
FEMA’s Community Rating System list shows no discount for Collins Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Collins Township?
By FEMA money that reached Collins Township, Severe Winter Storm, Straight-line Winds, and Flooding (2019): $52K to Collins Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Collins Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Collins Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.