Photo: WikiMRV/M.R. Voigt · CC BY-SA 3.031 homes sold in Clearwater in the last year, at a typical $319K
Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Clearwater homes are listed.
Every place Clearwater homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Clearwater.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
Houses are 94% of Clearwater’s sales, at a typical $321K
31 homes sold in the year to May 2026.
typical sale · 29 sold in 12 months
- Per square foot
- $165MN $191
- Days to sell
- 55
- Sold over asking
- 24%
- Listings with a price cut
- 36%
Townhouses: 2 sold, typical $281K
Too few sales in 12 months for reliable figures.
Fewer homes sell than a decade ago, at twice the 2016 price
31 sales in the last year, against 66 in 2019 and a low of 32 in 2024. The typical sale went from $162K in 2016 to $319K.
Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.
What $300K buys in Clearwater
Check a listing against what Clearwater homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Clearwater are rarer than before the pandemic, but 44% fewer homes come up for sale
We read every month of Clearwater’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 31 sales.
If you’re buying in Clearwater
- Shop in May. It brings about 7 new listings a month, close to the busiest month, with fewer bidding wars (24% over asking).
- You can negotiate. 32% of listings have cut their price, against 21% before the pandemic.
- Bid near asking. Buyers paid 98.9% of the list price on average; 23% paid over.
- You’ll usually have time. Only 42% of homes go under contract within two weeks; the typical one takes 46 days.
Spring brings the homes; fall brings the bidding wars
May has the most new listings (about 7 a month), but September is the most competitive: 50% of September sales close over asking. February has the least competition (18%) but only about 3 new listings.
Averages for each calendar month, 2015 on.
Calmer than the 2021 frenzy, and calmer than Minnesota
| Clearwater now | 2017–19 | 2021 peak | MN now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 23% | 35% | 48% | 33% |
| Gone within two weeksShare of homes under contract within 14 days | 42% | 49% | 65% | 42% |
| Listings with a price cutShare of homes for sale that cut their price | 32% | 21% | 28% | 28% |
| Price paid vs. askingAverage sale price ÷ list price | 98.9% | 99.1% | 99.8% | 99.2% |
| Days to sellMedian days from listing to contract | 46 | 41 | 28 | 35 |
6 homes for sale on a typical day
That’s 44% fewer than in 2017–19 and well under 2013’s 27.
1 in 3 listings has cut its price
32% in the last year, against 21% in 2017–19 and 28% across Minnesota. More sellers are pricing high and coming down.
Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Clearwater home costs about $1,941 a month
Price: Clearwater’s typical sale, last 12 months. Property tax at Clearwater’s 1% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Clearwater is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in May
The month with the most choice. December has the fewest, about 2.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $319K home, about $3,330 a year.
Taxes vs. neighborsSchools
The schools grade for Clearwater, from test results, graduation and how much students grow.
Schools in ClearwaterTypical commute
The average one-way trip to work for people who live in Clearwater.
Work & commuteCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
St. Cloud and Waite Park sell for less a square foot; Clear Lake for far more
The busier markets within 25 miles of Clearwater, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| St. Cloud | 810 | $261K | $136 | 33% | 38 |
| Annandale | 72 | $363K | $185 | 26% | 80 |
| Waite Park | 71 | $252K | $152 | 30% | 44 |
| Becker | 69 | $329K | $188 | 38% | 49 |
| St. Augusta | 55 | $379K | $197 | 27% | 93 |
| Clear Lake | 40 | $339K | $212 | 23% | 194 |
| Clearwater | 31 | $319K | $166 | 23% | 46 |
Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Clearwater, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Clearwater. People who follow the town see it, and so do people comparing Clearwater with their own town. No commission, no listing fee.
Questions about buying a home in Clearwater
What do homes sell for in Clearwater, MN?
31 homes sold in the year to May 2026 at a typical $319K, $166 a square foot.
Is Clearwater a buyer’s or seller’s market?
A buyer’s market: 8 homes were for sale in May 2026 and 1 sold, about 8 months of supply. Buyers paid 98.9% of asking on average, and 32% of listings cut their price.
When is the best time to buy in Clearwater?
May brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Clearwater?
About 1% of a home’s value a year. On a $319K home that’s near $3,330.
Where can I see homes for sale in Clearwater?
Zillow, Redfin, Realtor.com and Homes.com all carry Clearwater’s MLS listings; the search links above open each one filtered to Clearwater.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).