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–Not graded
Natural hazards in Clark Township · FEMA

Storms, floods and disasters in Clark Township

Clark Township isn’t graded for hazard risk: Clark Township has 247 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2013.

Flood claims
1
paid since 2013 · $20K
Disasters paid out here
0
of 19 declared for Faribault County
By hazard

What Clark Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

59%of expected building damage
Below average · lower than 74% of U.S. census tracts
Recorded about once a year in the area

Tornadoes

21%of expected building damage
Well above average · in the top 7% of U.S. census tracts

Strong wind

12%of expected building damage
Well above average · in the top 3% of U.S. census tracts
Recorded about 4 times a year in the area

Hail

6%of expected building damage
Well above average · higher than 84% of U.S. census tracts
Recorded about 5 times a year in the area
Smaller shares here
 Winter storms top 2% Ice storms Earthquakes Lightning Heat waves top 1% Wildfire Cold waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 21% of Clark Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Clark Township flood? Rarely: 1 flood claim since 2013

Every paid claim on a federal flood insurance policy in Clark Township, from FEMA’s records.

Paid flood claims, by year
2013: 1 claim2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2013
20132026
1
paid claims since 2013
$20K
paid to owners
0
homes flooded more than once
$20K
average claim
of all homes are insured
No community discount

Clark Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Faribault County.
Disasters

The storms Clark Township remembers

None of the 19 disasters declared for Faribault County shows FEMA aid or repair money reaching Clark Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20131 flood claims paidThe year of Severe Storms, Straight-line Winds, and Flooding, declared for Faribault County
Disasters declared, by decade
Paid out in Clark TownshipFaribault County only

Faribault County has had 19 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Clark Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Clark Township archive →
Next door

Clark Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Dunbar Township: not gradedWalnut Lake Township: not gradedFoster Township: not gradedCarlston Township: not gradedDunbar TownshipWalnut Lake TownshipFoster TownshipCarlston TownshipClark Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Dunbar Township—274 residents; we grade 1,000+
Walnut Lake Township—234 residents; we grade 1,000+
Foster Township—236 residents; we grade 1,000+
Carlston Township—277 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Clark Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Clark Township

Does Clark Township flood?

Flood insurance has paid 1 claim in Clark Township since 2013, $20K in all.

Is Clark Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Faribault County, 0.1% of all homes carry federal flood insurance.

How much is flood insurance in Clark Township?

FEMA’s Community Rating System list shows no discount for Clark Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Clark Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Clark Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.