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Chisago Lake Township
Minnesota›Chisago County

Chisago Lake TownshipMN

A town of 4,958.

10 bordering townsMap →
Moody Barn · Photo: Elkman · CC BY-SA 3.0
Photo of Chisago Lake Township

Chisago Lake Township, MN · Moody Barn · Photo: Elkman · CC BY-SA 3.0

Is Chisago Lake Township a good place to live?

Chisago Lake Township is a solid, middle-of-the-road choice. It grades A− overall, 103rd among Minnesota's 271 graded towns, with no subject far below average. Its best mark is incomes: the median household earns $133K. It also does better than most on schools: its public schools beat 80% of Minnesota towns on state tests and graduation. A typical home there costs about $438K, 4.4 years of the Minneapolis metro’s $100K median household income. Only 3 of the 273 Minnesota towns we compare have a lower share of working residents who work in town than Chisago Lake Township. Moody Barn is on the National Register of Historic Places. Among 273 Minnesota towns, just 4 have a higher share of households owning their home than Chisago Lake Township.

A commuter town

99% of working residents leave Chisago Lake Township for work

Where Chisago Lake Township’s working residents go each day. Line width shows the share.

9% → Minneapolis Minneapolis 9% 6% → St. Paul St. Paul 6% 6% → Chisago City Chisago City 6% 5% → Lindstrom Lindstrom 5% 5% → Forest Lake Forest Lake 5% 4% → Edina Edina 4% Chisago Lake Township · 1% stay
317jobs based in Chisago Lake Township
1%of working residents work in town
28 mimedian commute distance

Census LEHD 2023

How Chisago Lake Township grades

Each subject compared with towns across the country (schools within Minnesota), ordered by how far Chisago Lake Township is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Moody Barn
Moody Barn · National Register of Historic Places
Chisago Lake Township’s story

Chisago Lake Township in pictures

Census counts: 347 in 1860, 4,656 in 2010. The archive holds 1 old photo or paper going back to 1915 and 2 maps from 1955 on.

1 place on the National Register of Historic Places.

Explore the history →
Getting set up

Moving to Chisago Lake Township: who provides what

Who provides power, water and the rest in Chisago Lake Township, and how to reach them.

The full setup list →
PowerXcel Energy17.1¢/kWh · EIA 2025HIFLD · EIA
WaterLindstrom water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers70% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Chisago Lake Township’s trash rules yet
SchoolsChisago Lakes School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Minnesota you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (received 21 days before).vote.gov
Who runs elections hereChisago County Gov CenterChisago County; contacts on the Handbook page.FVAP, Jun 2025
ZIP codes55045, 55013, 55012, 5507355045 44% · 55013 32% · 55012 15% · 55073 5%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Chisago Lake Township.

Chisago Lake Township sends most of its workers to Minneapolis and beyond, owes part of its health edge to its incomes and gets more snow than most of the country, though not than most of Minnesota.

HealthA−

Chisago Lake Township is healthier than 75% of U.S. towns

Against the 4,236 U.S. towns with household incomes like Chisago Lake Township’s, it is less healthy than 68%: its national edge comes with its incomes.

Chisago Lake Township beats the Minnesota average on 4 of 32 CDC measures and trails it on 2. 27% of adults feel lonely in Chisago Lake Township, below both the Minnesota town median (30%) and the median of U.S. towns (33%). 15% of Chisago Lake Township adults report frequent mental distress.

75%healthier than U.S. townsA−Health Grade
Chisago Lake TownshipMinnesota townsU.S. towns
Feel lonely (CDC PLACES)27%30%33%
Frequent mental distress (CDC PLACES)15%16%17%
Sleep under 7 hours (CDC PLACES)31%30%36%
Binge drink (CDC PLACES)18%18%16%
32 measures vs. Minnesota
4 better26 too close to call2 worse
What stands outChisago Lake TownshipMN
Fewer adults facing food insecurity9.3%11.4%
Fewer uninsured adults6.2%7.5%
More adults with arthritis26.5%22.3%
St. Croix Regional Medical Center
7.3 mi away · emergency room
1 of 3
care shortages: mental health
53rd
percentile among MN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade A

Most working residents commute out of Chisago Lake Township

Chisago Lake Township has 317 jobs for its 2,446 working residents: even if every job went to a resident, most would still commute out. The average commute takes 30.1 minutes, against 22.7 across Minnesota.

Most working residents leave Chisago Lake Township for work: only 1% work in town. 24% of workers work from home in Chisago Lake Township, above both Minnesota’s towns (14%) and U.S. towns (11%). Chisago Lake Township’s average trip to work is 30 minutes.

1%work in town
Chisago Lake TownshipMinnesota townsU.S. towns
Work from home24%14%11%
Median household income$133,000$90,000$80,000
Average trip to work30 minutes23 minutes25 minutes
Below the poverty line3.9%7.1%9.6%

Where working residents work

In Chisago Lake Township1%
Minneapolis9%
St. Paul6%
Chisago City6%
Lindstrom5%
28 mi
median commute distance
317
jobs based in Chisago Lake Township
A commuter town
jobs vs. working residents
C
Walkability grade: more walkable than 31% of U.S. towns

Census LEHD 2023 · ACS

Climate

Snowy winters and pleasant summers in Chisago Lake Township

The St Croix Falls weather station, 7 miles away, records that 43 inches of snow fall in a normal winter: more than most of the country, but less than 76% of Minnesota places with climate records.

Chisago Lake Township has cold, snowy winters and pleasant summers. The July high in Chisago Lake Township is 82°F.

43″snow a winter

Typical low → high °F

Winter8–26°
Spring33–55°
Summer58–80°
Fall37–56°
Oct 8
typical first frost
May 4
typical last frost
+1.6°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Who lives here

More middle-aged adults than Minnesota overall

Adults 35 to 64 are 45% of residents (38% statewide); adults 18 to 34 are 15% of residents (22% statewide). Chisago Lake Township has grown 2.8% since 2020, to 4,958 residents in the Census Bureau’s 2025 estimate. 30% of adults 25 and older have a bachelor’s degree or more, vs 39% across Minnesota.

45.2median age · MN 38.8
Chisago Lake TownshipMinnesota townsU.S. towns
Median age45.2 years39.9 years40.5 years
Aged 65 or older16%18%18%
Under 1824%23%22%
Chisago Lake TownshipMinnesotaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma3%
High school29%
Some college20%
Associate’s19%
Bachelor’s19%
Graduate11%

Women and men · all residents

50% women, 50% men

That’s an even split within the survey’s margin of ±3 points. Across Minnesota, 49.9% of residents are women.

Ages and education in Chisago Lake Township
Chisago Lake TownshipMNU.S.
Under 1012.2%12.1%11.6%
10 to 1711.4%10.7%10.3%
18 to 246.6%8.8%9.1%
25 to 348.5%13%13.7%
35 to 4411.1%13.5%13.2%
45 to 5418.6%11.6%12.2%
55 to 6415.7%12.9%12.7%
65 to 7411.7%10.2%10.2%
75 and older4.2%7%7%
No diploma3%6.1%10.4%
High school28.5%23.3%26%
Some college19.9%19.5%19.1%
Associate’s18.6%11.8%8.8%
Bachelor’s19%25.6%21.6%
Graduate11.1%13.8%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 5,000, single groups can be off by several points

Natural hazardsHazard risk grade B

Inland flooding leads a low hazard risk in Chisago Lake Township

Expected storm and flood damage is lower than in 61% of U.S. communities. Since 1985, 5 flood insurance claims have been paid out in Chisago Lake Township.

39risk score of 100
FEMA risk score
39Low riskLowerHigher
Inland floodingTornadoesCold waves
5
paid flood claims since 1985
1
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

OutdoorsC

Conserved land covers 0.5% of Chisago Lake Township

2.9 miles of trail in 6 parks and preserves. The biggest park or preserve is Sunrise Lake AMA, at 103 acres.

#216for trails in MN
Chisago Lake TownshipMinnesota townsU.S. towns
Miles of trail per square mile0.1 miles per square mile0.50.4
Conserved land0.5%4.7%4.3%
0.5%
conserved · 182 of 33,465 acres
2.9 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. Mattson Lake Park0.3 mi3
2. Sunrise Lake AMA—103
3. Allemansrätt Park—13

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Nearby attractions

U.S. Bank Stadium and 50 more within 40 miles

Museums, parks, gardens and other places to visit around Chisago Lake Township. Close and well known come first.

All 72 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

U.S. Bank Stadium: Darb02, CC BY-SA 4.0 · Huntington Bank Stadium: Lectrician2, CC BY-SA 4.0 · Target Field: Lectrician2, CC BY-SA 4.0 · Grand Casino Arena: AlexiusHoratius, CC BY-SA 3.0 · Allianz Field: Andy Witchger, CC BY 2.0 · Minnesota State Capitol: McGhiever, CC BY-SA 4.0

Keep exploring

Everything we know about Chisago Lake Township

18pages on Chisago Lake Township
After high school

Colleges nearby

1 within 15 miles of the center of Chisago Lake Township

About 7 of every 100 Chisago Lake Township residents are enrolled in college, about the same as Minnesota.

Prices by family income, graduation and earnings →

About Chisago Lake Township

Township in Minnesota, United States

Chisago Lake Township is a township in Chisago County, Minnesota, United States. The population was 4,656 at the 2010 census, up from 3,276 in 2000.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
53 sq mi
Elevation
892 ft

Chisago Lake Township’s neighbors

10 towns share a border with Chisago Lake Township.

Explore the map →
How the neighbors grade
TownMN rankOverallCostSafetySchoolsHealth
Chisago Lake Township#103A−B−—A−A−
Chisago City#140A−C+—A−B+
Center City——————
Lindstrom#53AB—A−A−
Franconia Township——C—A−A−
Sunrise Township——B−—B−B+
Shafer Township——————
Scandia#152B+C+—BA−

Franconia Township and Sunrise Township have fewer than 2,500 residents, so they get subject grades but no overall grade. Chisago Lake Township, Chisago City, Lindstrom, Franconia Township, Sunrise Township and Scandia report no FBI crime data of their own. Center City and Shafer Township aren’t graded (fewer than 1,000 residents, or not enough data). Compare Chisago Lake Township with a neighbor →

Questions about Chisago Lake Township

Short answers, built from the data on this page.

Is Chisago Lake Township, MN a good place to live?

By most measures, yes. Chisago Lake Township grades A− overall, better than 83% of U.S. towns and #103 of 271 in Minnesota. It grades A− for health and A− for schools.

Is Chisago Lake Township, MN expensive?

Paul-Bloomington, MN-WI metro area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B−.