Storms, floods and disasters in Bloomfield Township
Bloomfield Township isn’t graded for hazard risk: Bloomfield Township has 423 residents; we grade towns of 1,000 or more. Flood insurance has paid 30 claims here since 2000.
What Bloomfield Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Bloomfield Township flood? Sometimes: 30 flood claims since 2000
Every paid claim on a federal flood insurance policy in Bloomfield Township, from FEMA’s records.
- The Severe flooding6 claims · $39K
- The June Midwest Flooding1 claim · $14K
Bloomfield Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Fillmore County.5 federal disasters brought FEMA money to Bloomfield Township
Disasters that paid out in Bloomfield Township itself (aid to households or repair grants to Bloomfield Township), newest first, with that year’s flood claims.
- 2024Severe Storms and Flooding$16K to Bloomfield Township for repairs1 flood claim paid that year
- 2019Severe Winter Storm, Straight-line Winds, and Flooding$15K to Bloomfield Township for repairs1 flood claim paid that year
- 2013Severe Storms, Straight-line Winds, and Flooding$3K to Bloomfield Township for repairs7 flood claims paid that year
- 2008Severe Storms and Flooding$1K to Bloomfield Township for repairs
- 2000Severe Storms and Flooding$21K to Bloomfield Township for repairs12 flood claims paid that year
Fillmore County has had 15 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Bloomfield Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Bloomfield Township archive →Bloomfield Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Forestville Township | — | 405 residents; we grade 1,000+ | |
| Bennington Township | — | 116 residents; we grade 1,000+ | |
| Beaver Township | — | 236 residents; we grade 1,000+ | |
| Spring Valley Township | — | 564 residents; we grade 1,000+ | |
| Fillmore Township | — | 492 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Bloomfield Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Bloomfield Township
Does Bloomfield Township flood?
Flood insurance has paid 30 claims in Bloomfield Township since 2000, $228K in all. The most claims came from Severe flooding (6).
Is Bloomfield Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Fillmore County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Bloomfield Township?
FEMA’s Community Rating System list shows no discount for Bloomfield Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Bloomfield Township?
By FEMA money that reached Bloomfield Township, Severe Storms and Flooding (2000): $21K to Bloomfield Township for repairs. By flood claims, Severe flooding: 6 paid, $39K.
Storm stories
Memories, warnings and help from neighbors in Bloomfield Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Bloomfield Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.