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Minnesota›Crow Wing County

Bay Lake TownshipMN

A town of 984, settled in 1884.

Is Bay Lake Township a good place to live?

46% of residents are 65 or older in Bay Lake Township, where Minnesota’s towns sit at 18% and U.S. towns at 18%. Of the 274 Minnesota towns we compare, none has a higher median age than Bay Lake Township. The biggest park or preserve is Round-Rice Bed Wildlife Management Area, at 612 acres. Bay Lake Township has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

984 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Nokay Lake TownshipHazelton TownshipDeerwood TownshipGarrison TownshipNokay Lake TownshipHazelton TownshipDeerwood TownshipGarrison TownshipBay Lake Township
Getting set up

Moving to Bay Lake Township: who provides what

Who provides power, water and the rest in Bay Lake Township, and how to reach them.

The full setup list →
PowerMille Lacs Energy Cooperative17.5¢/kWh · EIA 2025HIFLD · EIA
WaterKnieff's Shore Acres water systemNo health-based violations in 5 years · EPAEPA
Internet7 providers96% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Bay Lake Township’s trash rules yet
SchoolsCrosby-Ironton Public School DistrictBrainerd Public School District2 districts serve Bay Lake Township; which school depends on your address and gradeNCES
Register to voteOnlineIn Minnesota you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (received 21 days before).vote.gov
Who runs elections hereCrow Wing County ElectionsCrow Wing County; contacts on the Handbook page.FVAP, Jun 2025
ZIP codes56444, 56401, 5643156444 87% · 56401 8% · 56431 5%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Bay Lake Township.

Who lives here

Bay Lake Township stands out in Minnesota and nationally: a smaller share of its residents are under 18

9.5% of Bay Lake Township residents are under 18, below both the Minnesota town median (23%) and the median of U.S. towns (22%). Bay Lake Township has grown 6.4% since 2020, to 984 residents in the Census Bureau’s 2025 estimate. 43% of Bay Lake Township adults 25 and older hold a bachelor’s degree or more.

63.5median age · MN 38.8
Bay Lake TownshipMinnesota townsU.S. towns
Under 189.5%23%22%
Bachelor’s degree or more, 25+43%33%29%
Bay Lake TownshipMinnesotaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma2%
High school22%
Some college25%
Associate’s7%
Bachelor’s32%
Graduate11%

Women and men · all residents

45% women, 55% men

About 120 men for every 100 women (the survey’s margin: ±4.1 points). Across Minnesota, 49.9% of residents are women.

Ages and education in Bay Lake Township
Bay Lake TownshipMNU.S.
Under 105.2%12.1%11.6%
10 to 174.3%10.7%10.3%
18 to 241.4%8.8%9.1%
25 to 346%13%13.7%
35 to 443.8%13.5%13.2%
45 to 5414%11.6%12.2%
55 to 6419.2%12.9%12.7%
65 to 7424%10.2%10.2%
75 and older22.2%7%7%
No diploma2.3%6.1%10.4%
High school22.3%23.3%26%
Some college25.1%19.5%19.1%
Associate’s7.4%11.8%8.8%
Bachelor’s32.2%25.6%21.6%
Graduate10.7%13.8%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 1,000, single groups can be off by several points

Work & commute

Bay Lake Township has 0.4 jobs for every working resident, so most commute out

Most working residents leave Bay Lake Township for work: only 3% work in town. Bay Lake Township’s average trip to work is 32 minutes. Jobs based in Bay Lake Township grew to 127 in 2023, 42 more than in 2013.

3%work in town
Bay Lake TownshipMinnesota townsU.S. towns
Average trip to work32 minutes23 minutes25 minutes
Working residents who work in town3.3%9.8%8%
Median household income$74,000$90,000$80,000
Below the poverty line6.6%7%9.6%

Where working residents work

In Bay Lake Township3%
Brainerd10%
Crosby8%
Baxter6%
Deerwood5%
25 mi
median commute distance
127
jobs based in Bay Lake Township
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Climate

Snowy winters and pleasant summers in Bay Lake Township

Bay Lake Township has cold, snowy winters and pleasant summers. The July high in Bay Lake Township is 80°F.

48″snow a winter

Typical low → high °F

Winter5–23°
Spring30–52°
Summer55–78°
Fall35–54°
Sep 27
typical first frost
May 13
typical last frost
+1.9°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazards

High risk in Bay Lake Township, with inland flooding at the top

Expected storm and flood damage is higher than in 62% of U.S. communities.

62risk score of 100
FEMA risk score
62High riskLowerHigher
Inland floodingCold waves

FEMA National Risk Index · OpenFEMA

Health

A smaller share of adults feel lonely in Bay Lake Township than in most of Minnesota or the rest of the country

26% of adults feel lonely in Bay Lake Township. Bay Lake Township beats the Minnesota average on 8 of 32 CDC measures and trails it on 8. 14% of adults report frequent mental distress in Bay Lake Township.

Bay Lake TownshipMinnesota townsU.S. towns
Feel lonely (CDC PLACES)26%30%33%
High blood pressure (CDC PLACES)39%31%35%
Frequent mental distress (CDC PLACES)14%16%17%
Sleep under 7 hours (CDC PLACES)28%30%36%
32 measures vs. Minnesota
8 better16 too close to call8 worse
What stands outBay Lake TownshipMN
Fewer adults facing housing insecurity7.4%9.3%
Fewer lonely adults25.8%31.2%
More adults with heart disease8.8%5.9%
Cuyuna Regional Medical Center
8.4 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Outdoors

Conserved land covers 4.4% of Bay Lake Township

2.1 miles of trail in 2 parks and preserves.

4.4%conserved
Bay Lake TownshipMinnesota townsU.S. towns
Miles of trail per square mile0.1 miles per square mile0.50.4
Conserved land4.4%4.7%4.3%
4.4%
conserved · 1,015 of 23,080 acres
2.1 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. Hesitation Wildlife Management Area0.4 mi366
2. Round-Rice Bed Wildlife Management Area—612

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Nearby attractions

Mille Lacs Lake and 4 more within 40 miles

Museums, parks, gardens and other places to visit around Bay Lake Township. Close and well known come first.

All 7 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Mille Lacs Lake: Dougtone, CC BY-SA 2.0 · Kenney Lake Overlook: McGhiever, CC BY-SA 3.0 · Mille Lacs Indian Museum: McGhiever, CC BY-SA 4.0

Keep exploring

Everything we know about Bay Lake Township

17pages on Bay Lake Township
After high school

Colleges nearby

None within 15 miles of Bay Lake Township; the nearest are

A commuter town

97% of working residents leave Bay Lake Township for work

Where Bay Lake Township’s working residents go each day. Line width shows the share.

10% → Brainerd Brainerd 10% 8% → Crosby Crosby 8% 6% → Baxter Baxter 6% 5% → Deerwood Deerwood 5% 5% → Aitkin Aitkin 5% 3% → St. Cloud St. Cloud 3% Bay Lake Township · 3% stay
127jobs based in Bay Lake Township
3%of working residents work in town
25 mimedian commute distance

Census LEHD 2023

About Bay Lake Township

Unincorporated community in Minnesota, United States

Bay Lake is an unincorporated community in Bay Lake Township, Crow Wing County, Minnesota, United States, near Deerwood. It is along State Highway 6 (MN 6) near the junction with Crow Wing County Road 14.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Elevation
1,289 ft

Questions about Bay Lake Township

Short answers, built from the data on this page.

Is Bay Lake Township, MN a good place to live?

Bay Lake Township has fewer than 1,000 residents, too few for fair grades; the figures below are still real.