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–Not graded
Natural hazards in Alden · FEMA

Storms, floods and disasters in Alden

Alden isn’t graded for hazard risk: Alden has 629 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
7
of 18 declared for Freeborn County
By hazard

What Alden faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

61%of expected building damage
Below average · lower than 60% of U.S. census tracts
Recorded about once every 1 years in the area

Tornadoes

24%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Recorded about once every 8 years in the area

Strong wind

9%of expected building damage
Well above average · in the top 4% of U.S. census tracts
Recorded about 4 times a year in the area

Hail

5%of expected building damage
Well above average · higher than 84% of U.S. census tracts
Recorded about 4 times a year in the area
Smaller shares here
 Winter storms Lightning Wildfire Earthquakes Ice storms Heat waves top 2% Cold waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts drought at 20% of Alden’s expected losses. Drought does little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Alden flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Alden. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Alden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Freeborn County.
Disasters

7 federal disasters brought FEMA money to Alden

Disasters that paid out in Alden itself (aid to households or repair grants to the City of Alden), newest first, with that year’s flood claims.

  1. 2024Severe Storms and Flooding8 households applied for aid$14K aid approved
  2. 2019Severe Winter Storm, Straight-line Winds, and Flooding$13K to the City of Alden for repairs
  3. 2016Severe Storms and Flooding6 households applied for aid$13K aid approved
  4. 2014Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides$16K to the City of Alden for repairs
  5. 2013Severe Storms, Straight-line Winds, and Flooding$7K to the City of Alden for repairs
  6. 2010Severe Storms, Tornadoes, and Flooding$6K to the City of Alden for repairs
Show all 7
  1. 2004Severe Storms and Flooding31 households applied for aid$55K aid approved$2K to the City of Alden for repairs
Disasters declared, by decade
Paid out in AldenFreeborn County only

Freeborn County has had 18 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Alden after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Alden archive →
Next door

Alden and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Carlston Township—277 residents; we grade 1,000+
Alden Township—298 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Alden faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Alden

Is Alden in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Freeborn County, 8% of homes in mapped flood zones carry federal flood insurance, and 0.1% of all homes do.

How much is flood insurance in Alden?

FEMA’s Community Rating System list shows no discount for Alden’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Alden?

By FEMA money that reached Alden, Severe Storms and Flooding (2004): 31 households applied for aid, $55K approved, and $2K to the City of Alden for repairs.

Storm stories

Memories, warnings and help from neighbors in Alden.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Alden’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.